FakecreditcardAbout BIN 620531
In our BIN data, 620531 is an UnionPay Prepaid debit card range that belongs to Bank of China MO, registered in Macao. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
Bank of China MO has fewer than ten BINs in our data, so it has no bank page; 5 BINs starting with 620 belong to it.
Across Macao, the dataset counts 257 BINs; among the 246 that name an issuer, the main networks are Visa (39%), UnionPay (32%), Mastercard (28%), and 28% are debit. See the Macao BIN list.
UnionPay number format for BIN 620531
| Starts with | 620531 (the BIN). First digit 6: merchandising and banking |
|---|---|
| Length | 16 to 19 digits |
| Security code | 3-digit CVN2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 6205 3195 5762 7514 |
A checkout that receives a number starting with 620531 should detect UnionPay, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 620531 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Bank of China MO
Frequently asked questions
Which bank issued BIN 620531?
BIN 620531 is registered to Bank of China MO in Macao. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 620531 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 620531 have?
UnionPay card numbers have 16 to 19 digits, and the security code is a 3-digit CVN2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 620531?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Bank of China MO, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.