FakecreditcardAbout BIN 622145
In our BIN data, 622145 is an UnionPay Classic credit card range that belongs to Philippine National Bank, registered in the Philippines. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.
With 37 BINs, Philippine National Bank ranks the third-largest among the 15 banks we list for the Philippines. The Philippine National Bank BIN list shows all of them with network, type and level.
Across the Philippines, the dataset counts 631 BINs; among the 565 that name an issuer, the main networks are Mastercard (43%), Visa (37%), Diners Club (12%), and 41% are debit. See the Philippines BIN list or the Philippines card generator.
UnionPay number format for BIN 622145
| Starts with | 622145 (the BIN). First digit 6: merchandising and banking |
|---|---|
| Length | 16 to 19 digits |
| Security code | 3-digit CVN2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 6221 4534 0949 7618 |
A checkout that receives a number starting with 622145 should detect UnionPay, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 622145 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Philippine National Bank
All 37 BINs of Philippine National Bank →
Frequently asked questions
Which bank issued BIN 622145?
BIN 622145 is registered to Philippine National Bank in the Philippines. The dataset lists the website www.pnb.com.ph. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 622145 a debit or a credit card BIN?
It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 622145 have?
UnionPay card numbers have 16 to 19 digits, and the security code is a 3-digit CVN2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 622145?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Philippine National Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.