FakecreditcardAbout BIN 631060
In our BIN data, 631060 is a V Pay debit card range that belongs to Volksbank Monchengladbach eG, registered in Germany. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
Volksbank Monchengladbach eG has fewer than ten BINs in our data, so it has no bank page.
Across Germany, the dataset counts 4,734 BINs; among the 2,970 that name an issuer, the main networks are Maestro (35%), Visa (26%), Mastercard (18%), and 53% are debit. See the Germany BIN list or the Germany card generator.
V Pay number format for BIN 631060
| Starts with | 631060 (the BIN). First digit 6: merchandising and banking |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 6310 6068 5102 6449 |
When you test with this BIN, check that your form shows the V Pay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 631060. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
Frequently asked questions
Which bank issued BIN 631060?
BIN 631060 is registered to Volksbank Monchengladbach eG in Germany. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 631060 a debit or a credit card BIN?
It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 631060 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 631060?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Volksbank Monchengladbach eG, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.