FakecreditcardAbout BIN 639041
BIN 639041 is listed as a Cirrus debit card issued by Groupe BPCE in France. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
Groupe BPCE has 48 BINs in the dataset, which makes it 15th of 38 banks with a BIN page in France. The Groupe BPCE BIN list shows all of them with network, type and level.
France has 3,976 BINs in the dataset; among the 3,209 that name an issuer, the main networks are Visa (58%), Mastercard (26%), Maestro (6%), and 43% are debit. See the France BIN list or the France card generator.
Cirrus number format for BIN 639041
| Starts with | 639041 (the BIN). First digit 6: merchandising and banking |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 6390 4188 1731 1581 |
When you test with this BIN, check that your form shows the Cirrus logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 639041. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Groupe BPCE
Frequently asked questions
Which bank issued BIN 639041?
BIN 639041 is registered to Groupe BPCE in France. The dataset lists the website groupebpce.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 639041 a debit or a credit card BIN?
It is recorded as debit, product level Cirrus. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 639041 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 639041?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Groupe BPCE, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.