FakecreditcardAbout BIN 650204
BIN 650204 is listed as a Discover Prepaid debit card issued by Omnipay Philippines Inc in the Philippines. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
Omnipay Philippines Inc has fewer than ten BINs in our data, so it has no bank page; 4 BINs starting with 650 belong to it.
The Philippines has 631 BINs in the dataset; among the 565 that name an issuer, the main networks are Mastercard (43%), Visa (37%), Diners Club (12%), and 41% are debit. See the Philippines BIN list or the Philippines card generator.
Discover number format for BIN 650204
| Starts with | 650204 (the BIN). First digit 6: merchandising and banking |
|---|---|
| Length | 16 digits (up to 19) |
| Security code | 3-digit CID on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 6502 0449 7190 5110 |
When you test with this BIN, check that your form shows the Discover logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 650204. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Omnipay Philippines Inc
Frequently asked questions
Which bank issued BIN 650204?
BIN 650204 is registered to Omnipay Philippines Inc in the Philippines. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 650204 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 650204 have?
Discover card numbers have 16 digits (up to 19), and the security code is a 3-digit CID on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 650204?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Omnipay Philippines Inc, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.