FakecreditcardAbout BIN 820188
In our BIN data, 820188 is a RuPay Platinum debit card range that belongs to Gujarat State Co-Operative Bank, registered in India. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
With 49 BINs, Gujarat State Co-Operative Bank ranks 33rd among the 78 banks we list for India. The Gujarat State Co-Operative Bank BIN list shows all of them with network, type and level.
Across India, the dataset counts 12,256 BINs; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.
RuPay number format for BIN 820188
| Starts with | 820188 (the BIN). First digit 8: healthcare and telecommunications |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVV on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 8201 8864 6013 2923 |
A checkout that receives a number starting with 820188 should detect RuPay, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 820188 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Gujarat State Co-Operative Bank
All 49 BINs of Gujarat State Co-Operative Bank →
Frequently asked questions
Which bank issued BIN 820188?
BIN 820188 is registered to Gujarat State Co-Operative Bank in India. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 820188 a debit or a credit card BIN?
It is recorded as debit, product level Platinum. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 820188 have?
RuPay card numbers have 16 digits, and the security code is a 3-digit CVV on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 820188?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Gujarat State Co-Operative Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.