FakecreditcardAbout BIN 820185
BIN 820185 is listed as a RuPay Platinum debit card issued by ICICI Bank in India. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
ICICI Bank has 919 BINs in the dataset, which makes it the largest of 78 banks with a BIN page in India. The ICICI Bank BIN list shows all of them with network, type and level.
India has 12,256 BINs in the dataset; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.
RuPay number format for BIN 820185
| Starts with | 820185 (the BIN). First digit 8: healthcare and telecommunications |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVV on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 8201 8500 7262 7472 |
When you test with this BIN, check that your form shows the RuPay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 820185. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from ICICI Bank
Frequently asked questions
Which bank issued BIN 820185?
BIN 820185 is registered to ICICI Bank in India. The dataset lists the website www.icicibank.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 820185 a debit or a credit card BIN?
It is recorded as debit, product level Platinum. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 820185 have?
RuPay card numbers have 16 digits, and the security code is a 3-digit CVV on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 820185?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by ICICI Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.