FakecreditcardAbout BIN 870401
BIN 870401 is listed as a Local brand debit card issued by Shanghai Pudong Development Bank in China. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
Shanghai Pudong Development Bank has 246 BINs in the dataset, which makes it 4th of 41 banks with a BIN page in China. The Shanghai Pudong Development Bank BIN list shows all of them with network, type and level.
China has 18,370 BINs in the dataset; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.
Local brand number format for BIN 870401
| Starts with | 870401 (the BIN). First digit 8: healthcare and telecommunications |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 8704 0114 0544 8712 |
A checkout that receives a number starting with 870401 should detect Local brand, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 870401 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Shanghai Pudong Development Bank
All 246 BINs of Shanghai Pudong Development Bank →
Frequently asked questions
Which bank issued BIN 870401?
BIN 870401 is registered to Shanghai Pudong Development Bank in China. The dataset lists the website www.spdb.com.cn. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 870401 a debit or a credit card BIN?
It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 870401 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 870401?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Shanghai Pudong Development Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.