FakecreditcardAbout BIN 549900
BIN 549900 is listed as a Mastercard World Elite credit card issued by Shanghai Pudong Development Bank in China. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. World and World Elite are Mastercard's premium consumer tiers, above Standard and Gold.
Shanghai Pudong Development Bank has 246 BINs in the dataset, which makes it 4th of 41 banks with a BIN page in China. The Shanghai Pudong Development Bank BIN list shows all of them with network, type and level.
China has 18,370 BINs in the dataset; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.
Mastercard number format for BIN 549900
| Starts with | 549900 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5499 0092 9771 7231 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 549900. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Shanghai Pudong Development Bank
All 246 BINs of Shanghai Pudong Development Bank →
Frequently asked questions
Which bank issued BIN 549900?
BIN 549900 is registered to Shanghai Pudong Development Bank in China. The dataset lists the website www.spdb.com.cn. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 549900 a debit or a credit card BIN?
It is recorded as credit, product level World Elite. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 549900 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 549900?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Shanghai Pudong Development Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.