FakecreditcardAbout BIN 940020
In our BIN data, 940020 is a Local brand Personal credit card range that belongs to Citi Bank, registered in South Korea. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Personal marks an entry-level consumer product.
Citi Bank has fewer than ten BINs in our data, so it has no bank page; 4 BINs starting with 940 belong to it.
Across South Korea, the dataset counts 4,520 BINs; among the 3,773 that name an issuer, the main networks are Local brand (38%), Visa (21%), Mastercard (19%), and 33% are debit. See the South Korea BIN list or the South Korea card generator.
Local brand number format for BIN 940020
| Starts with | 940020 (the BIN). First digit 9: national assignment |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 9400 2060 3130 1641 |
A checkout that receives a number starting with 940020 should detect Local brand, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 940020 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Citi Bank
Frequently asked questions
Which bank issued BIN 940020?
BIN 940020 is registered to Citi Bank in South Korea. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 940020 a debit or a credit card BIN?
It is recorded as credit, product level Personal. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 940020 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 940020?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Citi Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.