FakecreditcardAbout BIN 940960
In our BIN data, 940960 is a Local brand Gift debit card range that belongs to Lotte Card Co., Ltd., registered in South Korea. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
With 199 BINs, Lotte Card Co., Ltd. ranks 5th among the 31 banks we list for South Korea. The Lotte Card Co., Ltd. BIN list shows all of them with network, type and level.
Across South Korea, the dataset counts 4,520 BINs; among the 3,773 that name an issuer, the main networks are Local brand (38%), Visa (21%), Mastercard (19%), and 33% are debit. See the South Korea BIN list or the South Korea card generator.
Local brand number format for BIN 940960
| Starts with | 940960 (the BIN). First digit 9: national assignment |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 9409 6001 5009 9237 |
A checkout that receives a number starting with 940960 should detect Local brand, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 940960 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Lotte Card Co., Ltd.
All 199 BINs of Lotte Card Co., Ltd. →
Frequently asked questions
Which bank issued BIN 940960?
BIN 940960 is registered to Lotte Card Co., Ltd. in South Korea. The dataset lists the website www.lotteintl.co.kr. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 940960 a debit or a credit card BIN?
It is recorded as debit, product level Gift. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 940960 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 940960?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Lotte Card Co., Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.