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BIN 945103 – Local brand Credit Card from IBK

945103 is the BIN of a Local brand credit card from IBK, registered in South Korea. Below: card format, test numbers and related BINs.

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945103Local brand Credit
Network
Local brand
Type
Credit
Level
–
Issuer
IBK
Country
South Korea KR
Card length
Varies by issuer
Security code
Varies by issuer
8-digit range
94510300–94510399
Issuer phone
+8215662566
Issuer website
global.ibk.co.kr

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 945103 Test data

NumberExpiryCVVCopy
9451 0331 7133 528008/2029923
9451 0335 6790 415201/2027667
9451 0309 0322 730608/2028882

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 945103

BIN 945103 is listed as a Local brand credit card issued by IBK in South Korea. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

IBK has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 945 belong to it.

South Korea has 4,520 BINs in the dataset; among the 3,773 that name an issuer, the main networks are Local brand (38%), Visa (21%), Mastercard (19%), and 33% are debit. See the South Korea BIN list or the South Korea card generator.

Local brand number format for BIN 945103

Starts with945103 (the BIN). First digit 9: national assignment
Length16 digits is typical for this prefix
Security code3 digits on most cards
Check digitThe last digit, calculated with the Luhn algorithm
Printed as9451 0331 7133 5280

A checkout that receives a number starting with 945103 should detect Local brand, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 945103 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from IBK

Frequently asked questions

Which bank issued BIN 945103?

BIN 945103 is registered to IBK in South Korea. The dataset lists the website global.ibk.co.kr. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 945103 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 945103 have?

Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 945103?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by IBK, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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