FakecreditcardAbout BIN 946431
BIN 946431 is listed as a Local brand Gift debit card issued by BC Card in South Korea. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
BC Card has 986 BINs in the dataset, which makes it the largest of 31 banks with a BIN page in South Korea. The BC Card BIN list shows all of them with network, type and level.
South Korea has 4,520 BINs in the dataset; among the 3,773 that name an issuer, the main networks are Local brand (38%), Visa (21%), Mastercard (19%), and 33% are debit. See the South Korea BIN list or the South Korea card generator.
Local brand number format for BIN 946431
| Starts with | 946431 (the BIN). First digit 9: national assignment |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 9464 3168 9635 7498 |
When you test with this BIN, check that your form shows the Local brand logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 946431. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from BC Card
Frequently asked questions
Which bank issued BIN 946431?
BIN 946431 is registered to BC Card in South Korea. The dataset lists the website www.bccard.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 946431 a debit or a credit card BIN?
It is recorded as debit, product level Gift. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 946431 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 946431?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by BC Card, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.