FakecreditcardAbout BIN 946904
BIN 946904 is listed as a Local brand Prepaid debit card issued by Gwangju Bank in South Korea. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
Gwangju Bank has 25 BINs in the dataset, which makes it 21st of 31 banks with a BIN page in South Korea. The Gwangju Bank BIN list shows all of them with network, type and level.
South Korea has 4,520 BINs in the dataset; among the 3,773 that name an issuer, the main networks are Local brand (38%), Visa (21%), Mastercard (19%), and 33% are debit. See the South Korea BIN list or the South Korea card generator.
Local brand number format for BIN 946904
| Starts with | 946904 (the BIN). First digit 9: national assignment |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 9469 0481 2291 6194 |
A checkout that receives a number starting with 946904 should detect Local brand, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 946904 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Gwangju Bank
Frequently asked questions
Which bank issued BIN 946904?
BIN 946904 is registered to Gwangju Bank in South Korea. The dataset lists the website www.gwangju.go.kr. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 946904 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 946904 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 946904?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Gwangju Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.