FakecreditcardAbout BIN 970031
BIN 970031 is listed as a Local brand debit card issued by BC Card in South Korea. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
BC Card has 986 BINs in the dataset, which makes it the largest of 31 banks with a BIN page in South Korea. The BC Card BIN list shows all of them with network, type and level.
South Korea has 4,520 BINs in the dataset; among the 3,773 that name an issuer, the main networks are Local brand (38%), Visa (21%), Mastercard (19%), and 33% are debit. See the South Korea BIN list or the South Korea card generator.
Local brand number format for BIN 970031
| Starts with | 970031 (the BIN). First digit 9: national assignment |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 9700 3197 8019 5564 |
A checkout that receives a number starting with 970031 should detect Local brand, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 970031 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from BC Card
Frequently asked questions
Which bank issued BIN 970031?
BIN 970031 is registered to BC Card in South Korea. The dataset lists the website www.bccard.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 970031 a debit or a credit card BIN?
It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 970031 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 970031?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by BC Card, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.