FakecreditcardAbout BIN 978400
BIN 978400 is listed as a Private label Proprietary debit card issued by HSBC Bank Middle East in the United Arab Emirates. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
HSBC Bank Middle East has 50 BINs in the dataset, which makes it 7th of 27 banks with a BIN page in the United Arab Emirates. The HSBC Bank Middle East BIN list shows all of them with network, type and level.
The United Arab Emirates has 1,351 BINs in the dataset; among the 1,301 that name an issuer, the main networks are Visa (46%), Mastercard (43%), UATP (8%), and 37% are debit. See the United Arab Emirates BIN list or the United Arab Emirates card generator.
Private label number format for BIN 978400
| Starts with | 978400 (the BIN). First digit 9: national assignment |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 9784 0013 9627 6918 |
A checkout that receives a number starting with 978400 should detect Private label, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 978400 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from HSBC Bank Middle East
All 50 BINs of HSBC Bank Middle East →
Frequently asked questions
Which bank issued BIN 978400?
BIN 978400 is registered to HSBC Bank Middle East in the United Arab Emirates. The dataset lists the website www.hsbc.ae. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 978400 a debit or a credit card BIN?
It is recorded as debit, product level Proprietary. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 978400 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 978400?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by HSBC Bank Middle East, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.