FakecreditcardAbout BIN 978862
In our BIN data, 978862 is a CMI Carte CIB debit card range that belongs to Union Internationale de Banque, registered in Tunisia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
Union Internationale de Banque has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 978 belong to it.
Across Tunisia, the dataset counts 384 BINs; among the 346 that name an issuer, the main networks are Visa (46%), Mastercard (42%), CMI (10%), and 76% are debit. See the Tunisia BIN list.
CMI number format for BIN 978862
| Starts with | 978862 (the BIN). First digit 9: national assignment |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 9788 6213 6853 2117 |
A checkout that receives a number starting with 978862 should detect CMI, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 978862 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Union Internationale de Banque
Frequently asked questions
Which bank issued BIN 978862?
BIN 978862 is registered to Union Internationale de Banque in Tunisia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 978862 a debit or a credit card BIN?
It is recorded as debit, product level Carte CIB. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 978862 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 978862?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Union Internationale de Banque, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.