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BIN 988704 – V Pay Debit Card from Commerzbank

Bank identification number 988704 belongs to a V Pay debit card range of Commerzbank in Germany. Below: card format, test numbers and related BINs.

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988704V Pay Debit
Network
V Pay
Type
Debit
Level
–
Issuer
Commerzbank
Country
Germany DE
Card length
Varies by issuer
Security code
Varies by issuer
8-digit range
98870400–98870499
Issuer phone
+496913620
Issuer website
www.commerzbank.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 988704 Test data

NumberExpiryCVVCopy
9887 0452 6537 677605/2028313
9887 0478 8561 857906/2028866
9887 0467 6016 246311/2030308

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 988704

In our BIN data, 988704 is a V Pay debit card range that belongs to Commerzbank, registered in Germany. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

With 64 BINs, Commerzbank ranks 9th among the 27 banks we list for Germany. The Commerzbank BIN list shows all of them with network, type and level.

Across Germany, the dataset counts 4,734 BINs; among the 2,970 that name an issuer, the main networks are Maestro (35%), Visa (26%), Mastercard (18%), and 53% are debit. See the Germany BIN list or the Germany card generator.

V Pay number format for BIN 988704

Starts with988704 (the BIN). First digit 9: national assignment
Length16 digits is typical for this prefix
Security code3 digits on most cards
Check digitThe last digit, calculated with the Luhn algorithm
Printed as9887 0452 6537 6776

When you test with this BIN, check that your form shows the V Pay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 988704. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Commerzbank

All 64 BINs of Commerzbank →

Frequently asked questions

Which bank issued BIN 988704?

BIN 988704 is registered to Commerzbank in Germany. The dataset lists the website www.commerzbank.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 988704 a debit or a credit card BIN?

It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 988704 have?

Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 988704?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Commerzbank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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