FakecreditcardReal BINs from banks in Spain
The generator above is preset with BIN 400741, a Visa credit range of CaixaBank, S.A. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 400741 | CaixaBank, S.A. | Visa | Credit · Classic | Use |
| 401851 | Banco Cooperativo Espanol, S.A. | Visa | Credit · Classic | Use |
| 512483 | Mastercajas, S.A. | Mastercard | Credit · Standard | Use |
| 510131 | Banco Santander, S.A. | Mastercard | Debit · Platinum | Use |
| 431213 | Servired, Sociedad Espanola de Medios de Pago S.A. | Visa | Credit | Use |
| 403519 | Banco Bilbao Vizcaya Argentaria S.A. (BBVA) | Visa | Credit · Classic | Use |
| 410216 | Banco Popular Espanol, S.A. | Visa | Credit · Classic | Use |
| 414639 | Banco Sabadell, S.A. | Visa | Credit · Gold | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 3,129 BINs with a named issuer are in the Spain BIN list.
Card networks and card types in Spain
We count 4,135 card BINs for Spain — 3,129 with a known issuer, from 250 banks. The largest network is Visa with 47% of the ranges, followed by Maestro (22%). Credit ranges outnumber debit ranges 2,320 to 1,815. 234 ranges are prepaid or gift products and 625 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 1,927 | 47% | 540 | 1,387 |
| Maestro | 908 | 22% | 908 | 0 |
| Mastercard | 738 | 18% | 297 | 441 |
| American Express | 240 | 6% | 0 | 240 |
| Diners Club | 132 | 3% | 0 | 132 |
| UATP | 100 | 2% | 0 | 100 |
| Private label | 82 | 2% | 65 | 17 |
| UnionPay | 5 | less than 1% | 4 | 1 |
Most common product levels: Standard (858), Classic (686), Business (352), Gold (297), Electron (223).
Largest card issuers in Spain
The 10 banks with the most BINs in the data, out of 250 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| CaixaBank, S.A. | 310 | Visa | 40% |
| Banco Cooperativo Espanol, S.A. | 203 | Visa | 45% |
| Mastercajas, S.A. | 198 | Maestro | 71% |
| Banco Santander, S.A. | 187 | Mastercard | 32% |
| Servired, Sociedad Espanola de Medios de Pago S.A. | 167 | Visa | 28% |
| Banco Bilbao Vizcaya Argentaria S.A. (BBVA) | 147 | Visa | 35% |
| Banco Popular Espanol, S.A. | 129 | Visa | 12% |
| Iberia Lineas Aereas de Espana | 100 | UATP | 0% |
| Banco Sabadell, S.A. | 84 | Visa | 42% |
| DC Spain | 66 | Diners Club | 0% |
Payment testing notes for Spain
- Currency: EUR (euro). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Strong Customer Authentication: as an EEA country, PSD2 rules require two-factor authentication for most online card payments — test 3-D Secure challenges in your gateway's sandbox.
- Card country: fraud rules often compare the BIN country (ES) with the shopper's IP address and billing address. Generate numbers with a BIN from Spain to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 43% of the BINs from Spain are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- Bizum, a bank-run mobile payment service, is popular for person-to-person and online payments.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Spain, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Spain BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Spain credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Spain — by default 400741 (CaixaBank, S.A, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Spain?
By BIN count in our data: Visa 47%, Maestro 22%, Mastercard 18%, American Express 6%. Debit ranges make up 44% and credit ranges 56%.
Which BINs do Visa cards from Spain start with?
Examples from different banks: 400741 (CaixaBank, S.A.); 401851 (Banco Cooperativo Espanol, S.A.); 431213 (Servired, Sociedad Espanola de Medios de Pago S.A.); 403519 (Banco Bilbao Vizcaya Argentaria S.A. (BBVA)). See the Spain BIN list for every bank.
Which currency should I use to test payments from Spain?
EUR (euro). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.