Indian Overseas Bank BIN List

55BINs

87%debit

13%credit

4networks

Our dataset lists 55 BINs (bank identification numbers) issued by Indian Overseas Bank in India. RuPay accounts for 28 of them (51%), followed by Visa (23), Mastercard (3) and Discover (1). The card type split is 13% credit (7) and 87% debit (48).

That makes it 30th of 486 issuers we track in India, with 1% of the country's BINs that name an issuer.

The most common card levels are Classic (22), Platinum (6) and Pmjdy (6). 6 BINs are prepaid or gift products. 1 is marked as business, corporate or commercial.

Website (from the dataset): www.iob.in · Phone: +9118004254445

Generate test numbers (407764) India card generator

Indian Overseas Bank BINs by network

Network	Debit	Credit	Total
RuPay	28	0	28
Visa	17	6	23
Mastercard	3	0	3
Discover	0	1	1

Indian Overseas Bank BIN table

All 55 BINs, sorted by number. “Generate” opens the test card generator with that BIN.

BIN	Network	Type	Level	Test numbers
407764	Visa	Debit	Classic	Generate
408982	Visa	Debit	Prepaid Reloadable	Generate
408983	Visa	Debit	–	Generate
408984	Visa	Debit	–	Generate
422132	Visa	Debit	Classic	Generate
422198	Visa	Credit	Gold	Generate
426241	Visa	Credit	Classic	Generate
426242	Visa	Credit	–	Generate
450523	Visa	Debit	Prepaid	Generate
451452	Visa	Debit	Classic	Generate
458865	Visa	Credit	–	Generate
470963	Visa	Credit	Classic	Generate
470964	Visa	Credit	Gold	Generate
471219	Visa	Debit	Classic	Generate
471244	Visa	Debit	Gold	Generate
471245	Visa	Debit	Platinum	Generate
471246	Visa	Debit	Signature	Generate
472058	Visa	Debit	Prepaid Classic	Generate
476655	Visa	Debit	Gold	Generate
476659	Visa	Debit	Platinum	Generate
476660	Visa	Debit	Signature	Generate
483832	Visa	Debit	Business	Generate
485132	Visa	Debit	Signature	Generate
508541	RuPay	Debit	Classic	Generate
508565	RuPay	Debit	Pmjdy	Generate
508682	RuPay	Debit	Classic	Generate
508709	RuPay	Debit	Platinum	Generate
508817	RuPay	Debit	Prepaid	Generate
508889	RuPay	Debit	Classic	Generate
527398	Mastercard	Debit	Prepaid Platinum Travel	Generate
528659	Mastercard	Debit	Standard	Generate
529772	Mastercard	Debit	Gold	Generate
607015	RuPay	Debit	Classic	Generate
607059	RuPay	Debit	Classic	Generate
607060	RuPay	Debit	Classic	Generate
607126	RuPay	Debit	Pmjdy	Generate
607170	RuPay	Debit	Classic	Generate
607681	RuPay	Debit	Classic	Generate
608094	RuPay	Debit	Classic	Generate
608095	RuPay	Debit	Pmjdy	Generate
608096	RuPay	Debit	Classic	Generate
608166	RuPay	Debit	Classic	Generate
652183	RuPay	Debit	Classic	Generate
652209	RuPay	Debit	Platinum	Generate
652279	RuPay	Debit	Platinum	Generate
652292	RuPay	Debit	Classic	Generate
652842	Discover	Credit	RuPay Select	Generate
817305	RuPay	Debit	Pmjdy	Generate
818271	RuPay	Debit	Classic	Generate
818272	RuPay	Debit	Platinum	Generate
818273	RuPay	Debit	Pmjdy	Generate
818274	RuPay	Debit	Prepaid	Generate
818849	RuPay	Debit	Classic	Generate
818850	RuPay	Debit	Pmjdy	Generate
818851	RuPay	Debit	Classic	Generate

Other banks in India

RuPay Platinum61 BINs Standard Chartered Bank India60 BINs RuPay Credit Platinum58 BINs RuPay Credit Super Platinum58 BINs SBM Bank (India), Ltd.57 BINs UCO Bank54 BINs Tamilnadu State Apex Co-Operative Bank50 BINs Gujarat State Co-Operative Bank49 BINs

← All India BINs and banks · BIN list by country · BIN checker

Frequently asked questions

Which card networks does Indian Overseas Bank issue?

In our data Indian Overseas Bank has 55 BINs: RuPay (28 BINs), Visa (23 BINs), Mastercard (3 BINs), Discover (1 BIN). 87% are debit ranges and 13% credit ranges.

What are the first 6 digits of a Indian Overseas Bank card?

The first 6 digits are the BIN. Indian Overseas Bank BINs include 407764, 476655, 607170; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.

How do I contact Indian Overseas Bank?

The BIN data lists the website www.iob.in and the phone number +9118004254445. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.

Can I make a real, usable Indian Overseas Bank card number from a BIN?

No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Indian Overseas Bank or another issuer for a virtual card.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.