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Westpac New Zealand, Ltd. BIN List

BINs issued by Westpac New Zealand, Ltd. in New Zealand, with network, card type and level for each range.

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40BINs
35%debit
65%credit
4networks

Westpac New Zealand, Ltd. appears in the dataset with 40 six-digit BINs, all registered to New Zealand. Mastercard accounts for 29 of them (72%), followed by Visa (7), Maestro (3) and American Express (1). Credit outnumbers debit 26 to 14.

That makes it the third-largest of 47 issuers we track in New Zealand, with 10% of the country's BINs that name an issuer.

Levels named in the data include Standard (13), Business (6) and Classic (5). 3 BINs are prepaid or gift products. 7 are marked as business, corporate or commercial.

Website (from the dataset): www.westpac.co.nz · Phone: +64800400600

Generate test numbers (377437) New Zealand card generator

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Westpac New Zealand, Ltd. BINs by network

NetworkDebitCreditOtherTotal
Mastercard 1118029
Visa 2507
Maestro 1203
American Express 0101

Westpac New Zealand, Ltd. BIN table

All 40 BINs, sorted by number. “Generate” opens the test card generator with that BIN.

BINNetworkTypeLevelTest numbers
377437American ExpressCreditGoldGenerate
428429VisaDebitPrepaidGenerate
432003VisaCreditClassicGenerate
450977VisaCreditClassicGenerate
455046VisaCreditClassicGenerate
455047VisaCreditGoldGenerate
476121VisaCreditClassicGenerate
494310VisaDebitClassicGenerate
503513MaestroDebitPersonalGenerate
510753MastercardDebitStandardGenerate
515682MastercardCreditPlatinumGenerate
515796MastercardDebitStandardGenerate
515840MastercardDebitStandardGenerate
515847MastercardDebitStandardGenerate
516635MastercardCreditBusinessGenerate
518396MastercardCreditStandardGenerate
522138MastercardCreditStandardGenerate
524419MastercardCreditWorldGenerate
524651MastercardDebitStandardGenerate
536618MastercardDebitStandardGenerate
536673MastercardDebitPrepaidGenerate
537972MastercardDebitStandardGenerate
537976MastercardDebitStandardGenerate
539757MastercardDebitStandardGenerate
540223MastercardCreditMixed ProductGenerate
541621MastercardCreditStandardGenerate
543678MastercardCreditPlatinumGenerate
544916MastercardCreditBusinessGenerate
544918MastercardCreditBusinessGenerate
545434MastercardCreditPlatinumGenerate
545542MastercardCreditStandardGenerate
547186MastercardCreditPlatinumGenerate
547433MastercardCreditBusinessGenerate
549464MastercardCreditPlatinumGenerate
553013MastercardCreditBusinessGenerate
558604MastercardCreditBusinessGenerate
559188MastercardDebitPrepaid CorporateGenerate
559567MastercardCreditWorldGenerate
560223MaestroCredit–Generate
560224MaestroCredit–Generate
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Other banks in New Zealand

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Frequently asked questions

Which card networks does Westpac New Zealand issue?

In our data Westpac New Zealand, Ltd. has 40 BINs: Mastercard (29 BINs), Visa (7 BINs), Maestro (3 BINs), American Express (1 BIN). 35% are debit ranges and 65% credit ranges.

What are the first 6 digits of a Westpac New Zealand card?

The first 6 digits are the BIN. Westpac New Zealand, Ltd. BINs include 377437, 515847, 543678; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.

How do I contact Westpac New Zealand?

The BIN data lists the website www.westpac.co.nz and the phone number +64800400600. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.

Can I make a real, usable Westpac New Zealand card number from a BIN?

No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Westpac New Zealand or another issuer for a virtual card.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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