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Nigeria BIN List

Card BINs issued by banks in Nigeria: networks, debit and credit ranges, and the main issuers.

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633BINs with a named issuer
128issuers
76%debit ranges
9card networks

The dataset has 771 BINs registered to Nigeria; 633 of them name the issuing bank. By network, Visa leads with 285, then Mastercard (224), Verve (96), Local brand (9) and 5 other networks. Debit outnumbers credit 480 to 153.

Access Bank PLC is the biggest issuer here with 69 BINs, out of 128 issuers in total, ahead of Zenith Bank PLC (59) and United Bank for Africa PLC (35). 18 banks have 10 or more BINs and their own pages below.

Levels named in the data include Standard (144), Classic (102) and Platinum (66). 90 BINs are prepaid or gift products. 45 are marked as business, corporate or commercial.

Nigeria test card generatorBank pages (18)

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Card networks in Nigeria

NetworkDebitCreditOtherTotal
Visa 1851000285
Mastercard 176480224
Verve 960096
Local brand 9009
UnionPay 3306
Local brand (unspecified) 5005
Maestro 5005
American Express 0202
Discover 1001

Largest issuers in Nigeria

IssuerBINsMain networkDebit
Access Bank PLC69Visa70%
Zenith Bank PLC59Visa75%
United Bank for Africa PLC35Visa77%
Union Bank of Nigeria PLC28Visa71%
Guaranty Trust Bank PLC26Mastercard65%
Ecobank Nigeria PLC26Mastercard77%
First Bank of Nigeria PLC24Visa71%
Providus Bank PLC23Mastercard96%
Sterling Bank PLC22Visa73%
Polaris Bank, Ltd.21Visa67%
First City Monument Bank PLC19Visa58%
Fidelity Bank PLC17Visa76%
Wema Bank PLC.16Mastercard81%
Stanbic Ibtc Bank, Ltd.14Visa29%
Standard Chartered Bank Nigeria, Ltd.14Visa71%
Keystone Bank, Ltd.14Visa71%
Heritage Banking Company, Ltd.13Mastercard69%
Standard Bank of South Africa, Ltd.13Mastercard100%
Unified Payment Services, Ltd.9Visa78%
Unity Bank PLC9Mastercard67%
Sterling Bank PLC (Nigeria)8Verve100%
Intercontinental Bank PLC7Visa43%
Coronation Merchant Bank, Ltd.6Mastercard50%
Inn for Unionpay Card Network6UnionPay50%
SunTrust Bank Nigeria, Ltd.3Mastercard100%
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All bank BIN pages in Nigeria

18 issuers with 10 or more BINs, largest first.

Other issuers

Issuers with fewer than 10 BINs in the data (no separate page): Unified Payment Services, Ltd., Unity Bank PLC, Sterling Bank PLC (Nigeria), Intercontinental Bank PLC, Coronation Merchant Bank, Ltd., Inn for Unionpay Card Network, SunTrust Bank Nigeria, Ltd., Oceanic Bank International PLC, Access Bank (Nigeria), FCMB (Nigeria), Parallex Bank, Ltd., Tajbank, Ltd., Jaiz Bank PLC, Titan Trust Bank, Ltd., Cscbank SAL, Maestro International, Interswitch, Ltd., Oceanic Bank International (Nigeria) PLC, Mainstreet Bank, Ltd., Citibank Nigeria, Ltd., First Bank PLC (Nigeria), Zenith Bank PLC (Nigeria), Fidelity Bank PLC (Nigeria), Unity Bank PLC (Nigeria), Stanbic Ibtc Bank PLC (Nigeria), Union Bank PLC (Nigeria), Sgma, O3 Capital, Sparkle Microfinance Bank, Ltd., Kuda Microfinance Bank, Ltd. and more.

Sample Nigeria BINs

40 BINs spread evenly across the 633 with a named issuer. Look up any other BIN with the BIN checker.

BINNetworkTypeLevelIssuerTest numbers
222701MastercardDebitStandardSunTrust Bank Nigeria, Ltd.Generate
404905VisaCredit–United Bank for Africa PLCGenerate
408304VisaDebitClassicAccess Bank PLCGenerate
410373VisaCredit–Fidelity Bank PLCGenerate
417059VisaDebitElectronStandard Chartered Bank NigeriaGenerate
419909VisaDebitClassicFirst Bank of Nigeria PLCGenerate
422584VisaDebitClassicUnited Bank for Africa PLCGenerate
427873VisaDebitPrepaid ClassicEcobank Nigeria, Ltd.Generate
428504VisaDebitPrepaidKeystone Bank, Ltd.Generate
439358VisaDebitClassicStandard Chartered Bank Nigeria, Ltd.Generate
447926VisaDebitSignatureKeystone Bank, Ltd.Generate
457766VisaCreditGoldStanbic Ibtc Bank, Ltd.Generate
458302VisaDebitClassicPolaris Bank, Ltd.Generate
462516VisaCreditGoldFirst City Monument Bank PLCGenerate
467968VisaDebitPrepaid ClassicAccess Bank PLCGenerate
471415VisaDebitGoldStandard Chartered Bank Nigeria, Ltd.Generate
476419VisaCreditCorporate T&EUnion Bank of NigeriaGenerate
486508VisaCreditPurchasingCitibank Nigeria, Ltd.Generate
496658VisaDebitPrepaid ClassicZenith Bank PLCGenerate
506110VerveDebitCmiKeystone Bank (Nigeria)Generate
506126VerveDebitStandardDiamond Bank Limited (Nigeria)Generate
506146VerveDebitStandardProvidus Bank PLCGenerate
506177VerveDebitStandardFirst Bank PLC (Nigeria)Generate
507868VerveDebit–Sterling Bank Credit Card (Nigeria)Generate
512934MastercardDebitStandardHeritage Banking Company, Ltd.Generate
517058MastercardDebitStandardHeritage Banking Company, Ltd.Generate
519899MastercardDebitStandardStandard Bank of South Africa, Ltd.Generate
521973MastercardDebitPlatinumFirst City Monument Bank PLCGenerate
523947MastercardDebitStandardUnited Bank for Africa PLCGenerate
526984MastercardDebitStandardWema Bank PLC.Generate
530549MastercardCreditCorporateTajbank, Ltd.Generate
533678MastercardDebitPrepaid ReloadableSterling Bank PLCGenerate
536902MastercardDebitStandardWema Bank PLC.Generate
539941MastercardDebitStandardZenith BankGenerate
541798MastercardDebitCommercialZenith BankGenerate
547866MastercardDebitPrepaid ReloadableProvidus Bank PLCGenerate
553415MastercardCreditCorporateGuaranty Trust Bank PLCGenerate
559424MastercardDebitPlatinumStandard Bank of South Africa, Ltd.Generate
623491UnionPayDebit–Inn for Unionpay Card NetworkGenerate
637058VerveDebitStandardSumac Microfinance BankGenerate

Frequently asked questions

How do I find which bank issued a card from Nigeria?

Type the first 6 to 8 digits into the box above or the BIN checker: it shows the issuer, network, card type and country. 18 banks from Nigeria with 10 or more BINs also have a page listing all their BINs.

Which card networks are used in Nigeria?

By BIN count: Visa 45%, Mastercard 35%, Verve 15%, Local brand 1%. 76% of the ranges are debit and 24% credit.

Why do the totals differ (771 vs 633 BINs)?

The dataset holds 771 BINs registered to Nigeria, but only 633 name the issuing bank; the rest are listed with a network or a processor only. This page counts the ranges with a named issuer.

Can a BIN be turned into a real, usable card number?

No. Numbers generated from a BIN pass format checks but no bank issued them, so real payments are declined. Use your gateway’s sandbox test cards for checkout tests.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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