Polaris Bank BIN List – Nigeria (21 BINs)

21BINs

67%debit

33%credit

3networks

Our dataset lists 21 BINs (bank identification numbers) issued by Polaris Bank, Ltd. in Nigeria. By network, Visa leads with 15, then Mastercard (5) and Local brand (1). 14 are debit ranges and 7 are credit ranges (67% debit).

That makes it 10th of 128 issuers we track in Nigeria, with 3% of the country's BINs that name an issuer.

Levels named in the data include Gold (4), Platinum (4) and Classic (4). 4 BINs are prepaid or gift products. 1 is marked as business, corporate or commercial.

Generate test numbers (402924) Nigeria card generator

Polaris Bank, Ltd. BINs by network

Network	Debit	Credit	Total
Visa	9	6	15
Mastercard	4	1	5
Local brand	1	0	1

Polaris Bank, Ltd. BIN table

All 21 BINs, sorted by number. “Generate” opens the test card generator with that BIN.

BIN	Network	Type	Level	Test numbers
402924	Visa	Debit	Signature	Generate
419225	Visa	Credit	Gold	Generate
419226	Visa	Credit	Platinum	Generate
419227	Visa	Debit	Gold	Generate
424226	Visa	Debit	Prepaid	Generate
424465	Visa	Debit	Classic	Generate
427872	Visa	Debit	Prepaid Classic	Generate
428222	Visa	Debit	Electron	Generate
437360	Visa	Credit	Corporate T&E	Generate
458274	Visa	Credit	Classic	Generate
458301	Visa	Credit	Gold	Generate
458302	Visa	Debit	Classic	Generate
458478	Visa	Credit	Platinum	Generate
458536	Visa	Debit	Classic	Generate
472482	Visa	Debit	Prepaid Classic	Generate
519908	Mastercard	Debit	Standard	Generate
519909	Mastercard	Debit	Prepaid	Generate
536135	Mastercard	Credit	Platinum	Generate
546894	Mastercard	Debit	Gold	Generate
549531	Mastercard	Debit	Platinum	Generate
627819	Local brand	Debit	–	Generate

Other banks in Nigeria

Ecobank Nigeria PLC26 BINs Guaranty Trust Bank PLC26 BINs First Bank of Nigeria PLC24 BINs Providus Bank PLC23 BINs Sterling Bank PLC22 BINs First City Monument Bank PLC19 BINs Fidelity Bank PLC17 BINs Wema Bank PLC.16 BINs

← All Nigeria BINs and banks · BIN list by country · BIN checker

Frequently asked questions

Which card networks does Polaris Bank issue?

In our data Polaris Bank, Ltd. has 21 BINs: Visa (15 BINs), Mastercard (5 BINs), Local brand (1 BIN). 67% are debit ranges and 33% credit ranges.

What are the first 6 digits of a Polaris Bank card?

The first 6 digits are the BIN. Polaris Bank, Ltd. BINs include 402924, 428222, 472482; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.

Can I make a real, usable Polaris Bank card number from a BIN?

No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Polaris Bank or another issuer for a virtual card.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

Polaris Bank, Ltd. BIN List

Polaris Bank, Ltd. BINs by network

Polaris Bank, Ltd. BIN table

Other banks in Nigeria

Frequently asked questions