JSC Universal Bank BIN List – Ukraine (14 BINs)

14BINs

57%debit

43%credit

3networks

JSC Universal Bank appears in the dataset with 14 six-digit BINs, all registered to Ukraine. By network, Visa leads with 8, then Mastercard (5) and Maestro (1). 8 are debit ranges and 6 are credit ranges (57% debit).

That makes it 15th of 242 issuers we track in Ukraine, with 1% of the country's BINs that name an issuer.

The most common card levels are Business (3), Classic (2) and Rewards (2). 1 BIN is a prepaid or gift product. 3 are marked as business, corporate or commercial.

Generate test numbers (402889) Ukraine card generator

JSC Universal Bank BINs by network

Network	Debit	Credit	Total
Visa	4	4	8
Mastercard	3	2	5
Maestro	1	0	1

JSC Universal Bank BIN table

All 14 BINs, sorted by number. “Generate” opens the test card generator with that BIN.

BIN	Network	Type	Level	Test numbers
402889	Visa	Debit	Platinum	Generate
403520	Visa	Debit	Business	Generate
427325	Visa	Debit	Classic	Generate
438383	Visa	Credit	Business	Generate
444111	Visa	Credit	Infinite	Generate
472931	Visa	Debit	Classic	Generate
487407	Visa	Credit	Rewards	Generate
487410	Visa	Credit	Rewards	Generate
535838	Mastercard	Credit	World	Generate
537541	Mastercard	Debit	World	Generate
538808	Mastercard	Credit	Standard	Generate
538850	Mastercard	Debit	Prepaid	Generate
540881	Mastercard	Debit	Business	Generate
677670	Maestro	Debit	–	Generate

Other banks in Ukraine

Joint-Stock Bank Pivdennyi (JSB Pivdennyi)16 BINs Joint-Stock Company Ukrsibbank16 BINs JSC Oschadbank15 BINs Joint Stock Company Kredobank14 BINs Commercial Bank Privatbank13 BINs JSB Pivdennyi13 BINs First Ukrainian International Bank12 BINs Joint Stock Company Ukrsotsbank12 BINs

← All Ukraine BINs and banks · BIN list by country · BIN checker

Frequently asked questions

Which card networks does JSC Universal Bank issue?

In our data JSC Universal Bank has 14 BINs: Visa (8 BINs), Mastercard (5 BINs), Maestro (1 BIN). 57% are debit ranges and 43% credit ranges.

What are the first 6 digits of a JSC Universal Bank card?

The first 6 digits are the BIN. JSC Universal Bank BINs include 402889, 444111, 537541; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.

Can I make a real, usable JSC Universal Bank card number from a BIN?

No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask JSC Universal Bank or another issuer for a virtual card.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.