Real BINs from banks in Ukraine
The generator above is preset with BIN 516754, a Mastercard debit range of Joint Stock Company First Ukrainian International Bank. Each row below is a different bank. Switching keeps that bank's prefix, randomizes the middle digits and recomputes the check digit, with a fresh expiry and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 516754 | Joint Stock Company First Ukrainian International Bank | Mastercard | Debit · Standard | Use |
| 515855 | State Export-Import Bank of Ukraine (Ukreximbank) | Mastercard | Credit · Gold | Use |
| 516853 | Joint Stock Bank Ukrgasbank | Mastercard | Debit · Standard | Use |
| 414943 | JSC CB Privatbank | Visa | Debit · Classic | Use |
| 510117 | Public JSC First Ukrainian International Bank | Mastercard | Credit · Standard | Use |
| 411186 | Raiffeisen Bank JSC | Visa | Debit · Classic | Use |
| 479070 | JSC State Savings Bank of Ukraine (JSC Oschadbank) | Visa | Debit · Classic | Use |
| 402631 | PJSC JSB Ukrgasbank | Visa | Debit · Classic | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 1,322 BINs with a named issuer are in the Ukraine BIN list.
Local card networks in Ukraine
Ukraine runs domestic card networks next to Visa and Mastercard. Make sure your brand detection and validation accept their numbers.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| PROSTIR (ПРОСТІР) National Bank of Ukraine (national payment system ПРОСТІР) |
980400-980419, 980430-980499, 9804200-9804299 | – | Yes | Issuer IINs start with 9 + country code 804: 6-digit IINs 980400-980419 and 980430-980499 for banks, 7-digit IINs 9804200-9804299 for non-bank issuers; the format follows ISO/IEC 7812 (which uses the Luhn check digit). Acquirers must accept PROSTIR cards on the internet, and LiqPay, Portmone, EasyPay and iPay accept them. No (standalone national scheme). Source |
Card networks and card types in Ukraine
We count 1,657 card BINs for Ukraine — 1,322 with a known issuer, from 242 banks. The largest network is Visa with 44% of the ranges, followed by Mastercard (32%). Debit ranges outnumber credit ranges 991 to 666. Visa and Mastercard hold a similar number of ranges. 30 ranges are prepaid or gift products and 167 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 727 | 44% | 419 | 308 |
| Mastercard | 530 | 32% | 187 | 343 |
| Maestro | 373 | 23% | 373 | 0 |
| Private label | 8 | less than 1% | 4 | 4 |
| Diners Club | 7 | less than 1% | 0 | 7 |
| Prostir | 6 | less than 1% | 6 | 0 |
| American Express | 4 | less than 1% | 0 | 4 |
| Local brand | 2 | less than 1% | 2 | 0 |
Most common product levels: Standard (417), Classic (198), Gold (183), Platinum (146), Business (133).
Largest card issuers in Ukraine
The 10 banks with the most BINs in the data, out of 242 named issuers. Concentration is low: the top three issuers (Joint Stock Company First Ukrainian International Bank, State Export-Import Bank of Ukraine (Ukreximbank) and Joint Stock Bank Ukrgasbank) hold 12% of the named BINs. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Joint Stock Company First Ukrainian International Bank | 69 | Mastercard | 51% |
| The State Export-Import Bank of Ukraine (Ukreximbank) | 52 | Mastercard | 29% |
| Joint Stock Bank Ukrgasbank | 43 | Mastercard | 51% |
| JSC CB Privatbank | 29 | Mastercard | 55% |
| Public JSC First Ukrainian International Bank | 28 | Mastercard | 43% |
| Raiffeisen Bank JSC | 25 | Visa | 56% |
| JSC State Savings Bank of Ukraine (JSC Oschadbank) | 22 | Visa | 55% |
| PJSC JSB Ukrgasbank | 22 | Maestro | 68% |
| OTP Bank JSC | 21 | Visa | 48% |
| PJSC Bank Vostok | 20 | Mastercard | 60% |
Payment testing notes for Ukraine
- Currency: UAH (Ukrainian hryvnia). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: NBU Board Resolution No. 58 of 3 May 2023 (in force 10 May 2023) requires payment service providers to apply strong (two-factor) authentication when a user starts a remote payment, such as an online card payment; in practice this is 3-D Secure or confirmation in the bank app. Source
- Card country: Fraud rules often compare the BIN country (UA) with the shopper's IP address and billing address. Use a BIN from Ukraine for the domestic path and a foreign BIN for cross-border rules.
- Debit vs credit: At 60% debit ranges, Ukraine is more debit-heavy than 44 of the 62 other countries on this site. If your checkout treats debit differently (fees, installments, recurring billing), test a BIN of each type from the table above.
- Billing details: postcodes in Ukraine are 5 digits (e.g. 01001); phone numbers use +380 — 9-digit national numbers after the 0; mobile codes include 050, 066, 095, 099 (Vodafone), 067, 068, 096, 097, 098 (Kyivstar) and 063, 073, 093 (lifecell).
Paying online in Ukraine: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Ukraine and usually sit next to the card form at checkout:
- Privat24 (bank transfer) — Payment from a PrivatBank Privat24 online-banking account, offered in LiqPay checkout. Source
- Oplata chastynamy (PrivatBank instalments) (BNPL) — PrivatBank's pay-in-parts instalment option (LiqPay paytype moment_part). Source
- Apple Pay / Google Pay (wallet) — Card wallets offered as standard options in Ukrainian checkouts such as LiqPay. Source
- Cash at self-service terminals (cash voucher) — Pay in cash at payment kiosks (LiqPay paytype cash). Source
Payment gateways developers commonly integrate for Ukraine, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| LiqPay (PrivatBank) | Ukraine's best-known checkout (cards, Privat24, Apple Pay, Google Pay, instalments, QR); sandbox keys start with sandbox_. | Official docs |
| WayForPay | Ukrainian payment gateway; publishes test merchant credentials for integration testing. | Official docs |
| monobank acquiring (plata by mono) | Internet acquiring API from monobank with token and card-details payments. | – |
Card generators for other countries
← Generators for other countries · Ukraine BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Ukraine credit card number for testing?
Yes. Every number on this page starts with a real BIN registered to a bank in Ukraine — by default 516754 (Joint Stock Company First Ukrainian International Bank, Mastercard debit). The remaining digits are random and the last one is a Luhn check digit. They are test data only: no account sits behind them.
Which card networks are most common in Ukraine?
By BIN count in our data: Visa 44%, Mastercard 32%, Maestro 23%, Private label less than 1%. Debit ranges make up 60% and credit ranges 40%.
Which BINs do Visa cards from Ukraine start with?
Examples from different banks: 414943 (JSC CB Privatbank); 411186 (Raiffeisen Bank JSC); 479070 (JSC State Savings Bank of Ukraine (JSC Oschadbank)); 402631 (PJSC JSB Ukrgasbank). See the Ukraine BIN list for every bank.
Which currency should I use to test payments from Ukraine?
UAH (Ukrainian hryvnia). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Also test a foreign-currency charge on a Ukraine BIN: the issuer converts it, which some checkouts display differently.
Are these Ukraine card numbers real? Can I pay with them?
No. They start with real BINs from banks in Ukraine such as Joint Stock Company First Ukrainian International Bank, but no bank issued them: no account, no money, no cardholder. Every real purchase, free trial or card check declines them. To pay online, use a virtual or prepaid card from your bank or a wallet such as Apple Pay / Google Pay. Testing a checkout? Use your gateway’s sandbox test cards.
What does a PROSTIR (ПРОСТІР) card number look like?
PROSTIR (ПРОСТІР) numbers start with 980400–980419, 980430–980499 and 9804200–9804299 with a Luhn check digit. Issuer IINs start with 9 + country code 804: 6-digit IINs 980400-980419 and 980430-980499 for banks, 7-digit IINs 9804200-9804299 for non-bank issuers; the format follows ISO/IEC 7812 (which uses the Luhn check digit). Acquirers must accept PROSTIR cards on the internet, and LiqPay, Portmone, EasyPay and iPay accept them. Make sure your card form accepts these prefixes instead of rejecting them as an unknown brand.
How do people pay online in Ukraine besides cards?
Privat24: Payment from a PrivatBank Privat24 online-banking account, offered in LiqPay checkout. Oplata chastynamy (PrivatBank instalments): PrivatBank's pay-in-parts instalment option (LiqPay paytype moment_part). Apple Pay / Google Pay: Card wallets offered as standard options in Ukrainian checkouts such as LiqPay.