97BINs
34%debit
66%credit
3networks
Our dataset lists 97 BINs (bank identification numbers) issued by Capital One Bank (USA), N.A. in the United States. Visa accounts for 93 of them (96%), followed by Mastercard (2) and EBT (2). 33 are debit ranges and 64 are credit ranges (34% debit).
Within the United States it holds less than 1% of the BINs with a known issuer and ranks 67th of 6,867 issuers in the data.
Levels named in the data include Classic (31), Business (12) and Platinum (10). 3 BINs are prepaid or gift products. 12 are marked as business, corporate or commercial.
Website (from the dataset): www.capitalone.com · Phone: +18773834802
Generate test numbers (401797) United States card generator
Capital One Bank (USA), N.A. BINs by network
Capital One Bank (USA) card first 6 digits
The first 6 digits of a card number are its BIN (bank identification number): they tell a checkout that Capital One Bank (USA), N.A. issued the card, on which network, and whether it is debit or credit. In our data, Capital One Bank (USA) cards start like this:
- Visa (93 BINs): mostly 4873 (32), 4862 (11), 4143 (8), 4388 (8). Examples: 401797, 430523, 476198, 487352.
- EBT (2 BINs): mostly 6178 (1), 6275 (1). Examples: 617805, 627571.
- Mastercard (2 BINs): mostly 5274 (1), 5349 (1). Examples: 527482, 534948.
The first 6 digits only identify the issuer and card type; they say nothing about whether a card is real or active. Look up any prefix with the BIN checker.
Capital One Bank (USA), N.A. BIN table
All 97 BINs, sorted by number. “Generate” opens the test card generator with that BIN.
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Frequently asked questions
Which card networks does Capital One Bank (USA) issue?
In our data Capital One Bank (USA), N.A. has 97 BINs: Visa (93 BINs), Mastercard (2 BINs), EBT (2 BINs). 34% are debit ranges and 66% credit ranges.
What are the first 6 digits of a Capital One Bank (USA) card?
The first 6 digits are the BIN. Capital One Bank (USA), N.A. BINs include 401797, 438886, 487345; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.
How do I contact Capital One Bank (USA)?
The BIN data lists the website www.capitalone.com and the phone number +18773834802. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.
Can I make a real, usable Capital One Bank (USA) card number from a BIN?
No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Capital One Bank (USA) or another issuer for a virtual card.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card,
cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for
development and QA only and are declined by every real payment system.
BIN data: bin-list-data
by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0.
Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
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