First Citizens Bank BIN List – United States (24 BINs)

24BINs

67%debit

33%credit

3networks

24 card prefixes in the dataset belong to First Citizens Bank, an issuer in the United States. By network, Visa leads with 22, then EBT (1) and Mastercard (1). Debit outnumbers credit 16 to 8.

Within the United States it holds less than 1% of the BINs with a known issuer and ranks 242nd of 6,867 issuers in the data.

Levels named in the data include Classic (10), Business (7) and Prepaid (1). 1 BIN is a prepaid or gift product. 7 are marked as business, corporate or commercial.

Website (from the dataset): www.firstcitizens.com · Phone: +18883234732

Generate test numbers (406065) United States card generator

First Citizens Bank BINs by network

Network	Debit	Credit	Total
Visa	15	7	22
EBT	1	0	1
Mastercard	0	1	1

First Citizens Bank BIN table

All 24 BINs, sorted by number. “Generate” opens the test card generator with that BIN.

BIN	Network	Type	Level	Test numbers
406065	Visa	Credit	–	Generate
406413	Visa	Credit	–	Generate
414525	Visa	Credit	–	Generate
415123	Visa	Debit	Classic	Generate
416459	Visa	Debit	Business	Generate
419434	Visa	Debit	Classic	Generate
435823	Visa	Debit	Business	Generate
441644	Visa	Credit	Classic	Generate
446832	Visa	Debit	Classic	Generate
453805	Visa	Debit	Classic	Generate
460891	Visa	Debit	Business	Generate
461227	Visa	Debit	Business	Generate
461610	Visa	Credit	Classic	Generate
471778	Visa	Debit	Business	Generate
471779	Visa	Credit	Classic	Generate
473034	Visa	Credit	–	Generate
477894	Visa	Debit	Classic	Generate
479085	Visa	Debit	Business	Generate
480191	Visa	Debit	Business	Generate
486850	Visa	Debit	Classic	Generate
490037	Visa	Debit	Prepaid	Generate
493068	Visa	Debit	Classic	Generate
505301	EBT	Debit	Standard	Generate
554118	Mastercard	Credit	–	Generate

Other banks in United States

Addition Financial Credit Union24 BINs Equity Bank24 BINs First Century Bank, N.A.24 BINs First Data Corporation24 BINs Fulton Bank24 BINs Horizon Bank24 BINs Intrust Bank24 BINs Popular Bank24 BINs

← All United States BINs and banks · BIN list by country · BIN checker

Frequently asked questions

Which card networks does First Citizens Bank issue?

In our data First Citizens Bank has 24 BINs: Visa (22 BINs), EBT (1 BIN), Mastercard (1 BIN). 67% are debit ranges and 33% credit ranges.

What are the first 6 digits of a First Citizens Bank card?

The first 6 digits are the BIN. First Citizens Bank BINs include 406065, 446832, 477894; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.

How do I contact First Citizens Bank?

The BIN data lists the website www.firstcitizens.com and the phone number +18883234732. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.

Can I make a real, usable First Citizens Bank card number from a BIN?

No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask First Citizens Bank or another issuer for a virtual card.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.