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Guardian Credit Union BIN List

BINs issued by Guardian Credit Union in the United States, with network, card type and level for each range.

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17BINs
71%debit
29%credit
2networks

Guardian Credit Union appears in the dataset with 17 six-digit BINs, all registered to the United States. The largest share is Visa with 15 BINs; the rest are Mastercard (2). Debit outnumbers credit 12 to 5.

That makes it 371st of 6,867 issuers we track in the United States, with less than 1% of the country's BINs that name an issuer.

Levels named in the data include Classic (10), Business (4) and Traditional (1). 1 BIN is a prepaid or gift product. 4 are marked as business, corporate or commercial.

Website (from the dataset): www.guardiancu.org · Phone: +14145467450

Generate test numbers (403071) United States card generator

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Guardian Credit Union BINs by network

NetworkDebitCreditOtherTotal
Visa 105015
Mastercard 2002

Guardian Credit Union BIN table

All 17 BINs, sorted by number. “Generate” opens the test card generator with that BIN.

BINNetworkTypeLevelTest numbers
403071VisaCreditClassicGenerate
403072VisaCreditBusinessGenerate
403464VisaDebitClassicGenerate
409544VisaCreditClassicGenerate
422520VisaDebitClassicGenerate
422521VisaDebitBusinessGenerate
435758VisaDebitClassicGenerate
439881VisaDebitClassicGenerate
441177VisaCreditBusinessGenerate
448009VisaDebitClassicGenerate
449872VisaDebitClassicGenerate
457974VisaCreditTraditionalGenerate
460620VisaDebitPrepaid Workplace BenefitsGenerate
468031VisaDebitClassicGenerate
478201VisaDebitClassicGenerate
515645MastercardDebitEnhancedGenerate
548858MastercardDebitBusinessGenerate
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Other banks in United States

← All United States BINs and banks · BIN list by country · BIN checker

Frequently asked questions

Which card networks does Guardian Credit Union issue?

In our data Guardian Credit Union has 17 BINs: Visa (15 BINs), Mastercard (2 BINs). 71% are debit ranges and 29% credit ranges.

What are the first 6 digits of a Guardian Credit Union card?

The first 6 digits are the BIN. Guardian Credit Union BINs include 403071, 422521, 457974; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.

How do I contact Guardian Credit Union?

The BIN data lists the website www.guardiancu.org and the phone number +14145467450. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.

Can I make a real, usable Guardian Credit Union card number from a BIN?

No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Guardian Credit Union or another issuer for a virtual card.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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