Horizon Credit Union BIN List – United States (20 BINs)

20BINs

45%debit

55%credit

1network

20 card prefixes in the dataset belong to Horizon Credit Union, an issuer in the United States. Every one of these BINs belongs to the Visa network. 9 are debit ranges and 11 are credit ranges (45% debit).

Within the United States it holds less than 1% of the BINs with a known issuer and ranks 306th of 6,867 issuers in the data.

By product level, the data shows Classic (10), Traditional (4) and Traditional Rewards (3). 1 BIN is a prepaid or gift product. 2 are marked as business, corporate or commercial.

Website (from the dataset): hzcu.org · Phone: +18008525316

Generate test numbers (402897) United States card generator

Horizon Credit Union BINs by network

Network	Debit	Credit	Other	Total
Visa	9	11	0	20

Horizon Credit Union BIN table

All 20 BINs, sorted by number. “Generate” opens the test card generator with that BIN.

BIN	Network	Type	Level	Test numbers
402897	Visa	Debit	Business	Generate
413696	Visa	Credit	Traditional Rewards	Generate
425955	Visa	Debit	Classic	Generate
429694	Visa	Credit	Classic	Generate
429699	Visa	Debit	Classic	Generate
435359	Visa	Credit	Traditional	Generate
439488	Visa	Debit	Classic	Generate
442206	Visa	Debit	Prepaid Classic	Generate
443193	Visa	Credit	Classic	Generate
445201	Visa	Debit	Classic	Generate
446190	Visa	Credit	Traditional	Generate
449365	Visa	Debit	Classic	Generate
451979	Visa	Credit	Traditional Rewards	Generate
455236	Visa	Credit	Traditional Rewards	Generate
455300	Visa	Credit	Business	Generate
460665	Visa	Debit	Classic	Generate
463070	Visa	Credit	Traditional	Generate
473510	Visa	Credit	Traditional	Generate
473523	Visa	Credit	Classic	Generate
475067	Visa	Debit	Classic	Generate

Other banks in United States

Alliant Credit Union20 BINs Bank of Commerce20 BINs Columbia Bank20 BINs Commerce Bank20 BINs Community First Bank20 BINs East West Bank20 BINs Emprise Bank20 BINs Enterprise Bank & Trust20 BINs

← All United States BINs and banks · BIN list by country · BIN checker

Frequently asked questions

Which card networks does Horizon Credit Union issue?

In our data Horizon Credit Union has 20 BINs: Visa (20 BINs). 45% are debit ranges and 55% credit ranges.

What are the first 6 digits of a Horizon Credit Union card?

The first 6 digits are the BIN. Horizon Credit Union BINs include 402897, 439488, 455236; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.

How do I contact Horizon Credit Union?

The BIN data lists the website hzcu.org and the phone number +18008525316. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.

Can I make a real, usable Horizon Credit Union card number from a BIN?

No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Horizon Credit Union or another issuer for a virtual card.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.