35BINs
46%debit
54%credit
3networks
35 card prefixes in the dataset belong to Navy Federal Credit Union, an issuer in the United States. The largest share is Visa with 27 BINs; the rest are Mastercard (5) and EBT (3). The card type split is 54% credit (19) and 46% debit (16).
By BIN count it ranks 159th among 6,867 issuers in the United States (less than 1% of named BINs there).
The most common card levels are Traditional (8), Classic (6) and Business (6). 5 BINs are prepaid or gift products. 8 are marked as business, corporate or commercial.
Website (from the dataset): www.navyfederal.org · Phone: +18888426328
Generate test numbers (400022) United States card generator
Navy Federal Credit Union BINs by network
Navy Federal Credit Union card first 6 digits
The first 6 digits of a card number are its BIN (bank identification number): they tell a checkout that Navy Federal Credit Union issued the card, on which network, and whether it is debit or credit. In our data, Navy Federal Credit Union cards start like this:
- Visa (27 BINs): mostly 4025 (3), 4000 (2), 4026 (2), 4060 (2). Examples: 400022, 402692, 410493, 454965.
- Mastercard (5 BINs): mostly 5422 (2), 5140 (1), 5528 (1), 5529 (1). Examples: 514022, 542217, 542285, 552876.
- EBT (3 BINs): mostly 5081 (1), 5811 (1), 6423 (1). Examples: 508161, 581111, 642398.
The first 6 digits only identify the issuer and card type; they say nothing about whether a card is real or active. Look up any prefix with the BIN checker.
Navy Federal Credit Union BIN table
All 35 BINs, sorted by number. “Generate” opens the test card generator with that BIN.
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Frequently asked questions
Which card networks does Navy Federal Credit Union issue?
In our data Navy Federal Credit Union has 35 BINs: Visa (27 BINs), Mastercard (5 BINs), EBT (3 BINs). 46% are debit ranges and 54% credit ranges.
What are the first 6 digits of a Navy Federal Credit Union card?
The first 6 digits are the BIN. Navy Federal Credit Union BINs include 400022, 407040, 473143; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.
How do I contact Navy Federal Credit Union?
The BIN data lists the website www.navyfederal.org and the phone number +18888426328. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.
Can I make a real, usable Navy Federal Credit Union card number from a BIN?
No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Navy Federal Credit Union or another issuer for a virtual card.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card,
cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for
development and QA only and are declined by every real payment system.
BIN data: bin-list-data
by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0.
Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
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