21BINs
100%debit
0%credit
1network
21 card prefixes in the dataset belong to Optum Bank, Inc., an issuer in the United States. The network is Mastercard for all of them. Every BIN in the list is a debit range.
Within the United States it holds less than 1% of the BINs with a known issuer and ranks 290th of 6,867 issuers in the data.
Levels named in the data include Prepaid Flex Benefit (6), Prepaid Workplace B2B (6) and Classic (3). 17 BINs are prepaid or gift products. 6 are marked as business, corporate or commercial.
Generate test numbers (511101) United States card generator
Optum Bank, Inc. BINs by network
Optum Bank, Inc. BIN table
All 21 BINs, sorted by number. “Generate” opens the test card generator with that BIN.
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Frequently asked questions
Which card networks does Optum Bank issue?
In our data Optum Bank, Inc. has 21 BINs: Mastercard (21 BINs). 100% are debit ranges and 0% credit ranges.
What are the first 6 digits of a Optum Bank card?
The first 6 digits are the BIN. Optum Bank, Inc. BINs include 511101, 528972, 544989; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.
Can I make a real, usable Optum Bank card number from a BIN?
No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Optum Bank or another issuer for a virtual card.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card,
cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for
development and QA only and are declined by every real payment system.
BIN data: bin-list-data
by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0.
Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
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