119BINs
55%debit
45%credit
3networks
119 card prefixes in the dataset belong to UMB Bank, National Association, an issuer in the United States. Visa accounts for 101 of them (85%), followed by Mastercard (17) and Private label (1). The card type split is 45% credit (54) and 55% debit (65).
Within the United States it holds less than 1% of the BINs with a known issuer and ranks 51st of 6,867 issuers in the data.
The most common card levels are Classic (29), Traditional (15) and Prepaid (9). 37 BINs are prepaid or gift products. 14 are marked as business, corporate or commercial.
Website (from the dataset): www.umb.com · Phone: +18008604862
Generate test numbers (402757) United States card generator
UMB Bank, National Association BINs by network
UMB Bank, National Association BIN table
All 119 BINs, sorted by number. “Generate” opens the test card generator with that BIN.
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Frequently asked questions
Which card networks does UMB Bank issue?
In our data UMB Bank, National Association has 119 BINs: Visa (101 BINs), Mastercard (17 BINs), Private label (1 BIN). 55% are debit ranges and 45% credit ranges.
What are the first 6 digits of a UMB Bank card?
The first 6 digits are the BIN. UMB Bank, National Association BINs include 402757, 431447, 469660; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.
How do I contact UMB Bank?
The BIN data lists the website www.umb.com and the phone number +18008604862. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.
Can I make a real, usable UMB Bank card number from a BIN?
No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask UMB Bank or another issuer for a virtual card.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card,
cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for
development and QA only and are declined by every real payment system.
BIN data: bin-list-data
by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0.
Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
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