University of Michigan Credit Union BIN List

10BINs

30%debit

70%credit

1network

10 card prefixes in the dataset belong to University of Michigan Credit Union, an issuer in the United States. All of them are Visa BINs. Credit outnumbers debit 7 to 3.

Within the United States it holds less than 1% of the BINs with a known issuer and ranks 767th of 6,867 issuers in the data.

The most common card levels are Classic (4), Traditional (3) and Traditional Rewards (2). 1 is marked as business, corporate or commercial.

Website (from the dataset): www.umcu.org · Phone: +17346628200

Generate test numbers (403903) United States card generator

University of Michigan Credit Union BINs by network

Network	Debit	Credit	Other	Total
Visa	3	7	0	10

University of Michigan Credit Union BIN table

All 10 BINs, sorted by number. “Generate” opens the test card generator with that BIN.

BIN	Network	Type	Level	Test numbers
403903	Visa	Credit	Classic	Generate
407946	Visa	Debit	Business	Generate
411388	Visa	Credit	Traditional	Generate
420685	Visa	Debit	Classic	Generate
425218	Visa	Credit	Traditional	Generate
434468	Visa	Credit	Traditional	Generate
434469	Visa	Credit	Traditional Rewards	Generate
446055	Visa	Credit	Classic	Generate
491819	Visa	Credit	Traditional Rewards	Generate
493458	Visa	Debit	Classic	Generate

Other banks in United States

Advantis Credit Union10 BINs American State Bank10 BINs Bank of Labor10 BINs Bayport Credit Union10 BINs Bayvanguard Bank10 BINs Beacon Credit Union10 BINs Blackhawk Community Credit Union10 BINs Bluestone Federal Credit Union10 BINs

← All United States BINs and banks · BIN list by country · BIN checker

Frequently asked questions

Which card networks does University of Michigan Credit Union issue?

In our data University of Michigan Credit Union has 10 BINs: Visa (10 BINs). 30% are debit ranges and 70% credit ranges.

What are the first 6 digits of a University of Michigan Credit Union card?

The first 6 digits are the BIN. University of Michigan Credit Union BINs include 403903, 420685, 434469; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.

How do I contact University of Michigan Credit Union?

The BIN data lists the website www.umcu.org and the phone number +17346628200. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.

Can I make a real, usable University of Michigan Credit Union card number from a BIN?

No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask your bank or another issuer for a virtual card.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.