FakecreditcardAbout BIN 185720
In our BIN data, 185720 is a Private label Kim Bika debit card range that belongs to Kunming Agricultural Cooperative, registered in China. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
With 11 BINs, Kunming Agricultural Cooperative ranks 37th among the 41 banks we list for China. The Kunming Agricultural Cooperative BIN list shows all of them with network, type and level.
Across China, the dataset counts 18,370 BINs; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.
Private label number format for BIN 185720
| Starts with | 185720 (the BIN). First digit 1: airlines |
|---|---|
| Length | 15 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 1857 205793 92614 |
When you test with this BIN, check that your form shows the Private label logo, groups the 15 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 185720. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Kunming Agricultural Cooperative
All 11 BINs of Kunming Agricultural Cooperative →
Frequently asked questions
Which bank issued BIN 185720?
BIN 185720 is registered to Kunming Agricultural Cooperative in China. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 185720 a debit or a credit card BIN?
It is recorded as debit, product level Kim Bika. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 185720 have?
Numbers with this prefix are usually 15 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 185720?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Kunming Agricultural Cooperative, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.