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BIN 223574 – Mastercard Credit Card from WEX Bank

The first six digits 223574 identify a Mastercard B2B credit card issued by WEX Bank (New Zealand). Below: card format, test numbers and related BINs.

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223574Mastercard Credit
Network
Mastercard
Type
Credit
Level
B2B
Issuer
WEX Bank
Country
New Zealand NZ
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
22357400–22357499
Issuer website
www.wexinc.com

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 223574 Test data

NumberExpiryCVVCopy
2235 7424 1150 564704/2029012
2235 7424 3126 684010/2029035
2235 7476 8420 412501/2029323

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 223574

In our BIN data, 223574 is a Mastercard B2B credit card range that belongs to WEX Bank, registered in New Zealand. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

WEX Bank has fewer than ten BINs in our data, so it has no bank page; 12 BINs starting with 223 belong to it.

Across New Zealand, the dataset counts 509 BINs; among the 409 that name an issuer, the main networks are Mastercard (25%), UATP (24%), Visa (24%), and 23% are debit. See the New Zealand BIN list.

Mastercard number format for BIN 223574

Starts with223574 (the BIN). First digit 2: airlines, financial and Mastercard 2-series
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as2235 7424 1150 5647

A checkout that receives a number starting with 223574 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 223574 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from WEX Bank

Frequently asked questions

Which bank issued BIN 223574?

BIN 223574 is registered to WEX Bank in New Zealand. The dataset lists the website www.wexinc.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 223574 a debit or a credit card BIN?

It is recorded as credit, product level B2B. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 223574 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 223574?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by WEX Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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