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BIN 340049 – American Express Credit Card (India)

340049 is the BIN of an American Express Standard credit card, registered in India. Below: card format, test numbers and related BINs.

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340049American Express Credit
Network
American Express
Type
Credit
Level
Standard
Issuer
Not in the data
Country
India IN
Card length
15 digits
Security code
4-digit CID on the front
8-digit range
34004900–34004999

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 340049 Test data

NumberExpiryCIDCopy
3400 499656 7623804/20298154
3400 492936 8163708/20316873
3400 496645 1887112/20294228

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 340049

BIN 340049 is listed as an American Express Standard credit card in India. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Standard marks an entry-level consumer product.

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

India has 12,256 BINs in the dataset; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.

American Express number format for BIN 340049

Starts with340049 (the BIN). First digit 3: travel and entertainment
Length15 digits
Security code4-digit CID on the front
Check digitThe last digit, calculated with the Luhn algorithm
Printed as3400 499656 76238

When you test with this BIN, check that your form shows the American Express logo, groups the 15 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 340049. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 340049?

The dataset does not name an issuer for BIN 340049, only the country (India). The network is American Express.

Is 340049 a debit or a credit card BIN?

It is recorded as credit, product level Standard. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 340049 have?

American Express card numbers have 15 digits, and the security code is a 4-digit CID on the front. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 340049?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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