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BIN 353904 – JCB/RuPay Credit Card from Kotak Mahindra Bank

The first six digits 353904 identify a JCB/RuPay credit card issued by Kotak Mahindra Bank (India). Below: card format, test numbers and related BINs.

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353904JCB/RuPay Credit
Network
JCB/RuPay
Type
Credit
Level
–
Issuer
Kotak Mahindra Bank
Country
India IN
Card length
16 digits (up to 19)
Security code
3-digit CAV2 on the back
8-digit range
35390400–35390499

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 353904 Test data

NumberExpiryCVVCopy
3539 0424 3626 023208/2031649
3539 0414 1665 912404/2028070
3539 0483 9976 517403/2028819

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 353904

In our BIN data, 353904 is a JCB/RuPay credit card range that belongs to Kotak Mahindra Bank, registered in India. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

With 139 BINs, Kotak Mahindra Bank ranks 13th among the 78 banks we list for India. The Kotak Mahindra Bank BIN list shows all of them with network, type and level.

Across India, the dataset counts 12,256 BINs; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.

JCB/RuPay number format for BIN 353904

Starts with353904 (the BIN). First digit 3: travel and entertainment
Length16 digits (up to 19)
Security code3-digit CAV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as3539 0424 3626 0232

When you test with this BIN, check that your form shows the JCB/RuPay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 353904. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Kotak Mahindra Bank

All 139 BINs of Kotak Mahindra Bank →

Frequently asked questions

Which bank issued BIN 353904?

BIN 353904 is registered to Kotak Mahindra Bank in India. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 353904 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 353904 have?

JCB/RuPay card numbers have 16 digits (up to 19), and the security code is a 3-digit CAV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 353904?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Kotak Mahindra Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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