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BIN 354068 – JCB Credit Card from Microsoft Plus Sanwa

The first six digits 354068 identify a JCB Standard credit card issued by Microsoft Plus Sanwa (Japan). Below: card format, test numbers and related BINs.

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354068JCB Credit
Network
JCB
Type
Credit
Level
Standard
Issuer
Microsoft Plus Sanwa
Country
Japan JP
Card length
16 digits (up to 19)
Security code
3-digit CAV2 on the back
8-digit range
35406800–35406899

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 354068 Test data

NumberExpiryCVVCopy
3540 6815 3909 954707/2028916
3540 6866 0931 294404/2031891
3540 6822 6173 676911/2029083

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 354068

BIN 354068 is listed as a JCB Standard credit card issued by Microsoft Plus Sanwa in Japan. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Standard marks an entry-level consumer product.

Microsoft Plus Sanwa has fewer than ten BINs in our data, so it has no bank page.

Japan has 13,915 BINs in the dataset; among the 5,015 that name an issuer, the main networks are Visa (36%), Diners Club (28%), Mastercard (23%), and 7% are debit. See the Japan BIN list or the Japan card generator.

JCB number format for BIN 354068

Starts with354068 (the BIN). First digit 3: travel and entertainment
Length16 digits (up to 19)
Security code3-digit CAV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as3540 6815 3909 9547

When you test with this BIN, check that your form shows the JCB logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 354068. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 354068?

BIN 354068 is registered to Microsoft Plus Sanwa in Japan. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 354068 a debit or a credit card BIN?

It is recorded as credit, product level Standard. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 354068 have?

JCB card numbers have 16 digits (up to 19), and the security code is a 3-digit CAV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 354068?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Microsoft Plus Sanwa, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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