Japan Credit Card Generator

Real BINs from banks in Japan

The generator above is preset with BIN 409358, a Visa credit range of Mitsubishi UFJ Nicos Co., Ltd. Each row below is a different bank. Switching keeps that bank's prefix, randomizes the middle digits and recomputes the check digit, with a fresh expiry and CVV.

Each row is a different bank: its most common Visa or Mastercard range, plus local-network BINs. All 5,012 BINs with a named issuer are in the Japan BIN list.

Local card networks in Japan

Japan runs domestic card networks next to Visa and Mastercard. Make sure your brand detection and validation accept their numbers.

BIN counts for local networks in our dataset:

Largest card issuers in Japan

The 10 banks with the most BINs in the data, out of 318 named issuers. The three largest issuers — DC Japan, Mitsubishi UFJ Nicos and UC Card — hold 53% of the BINs with a named bank. Follow a bank name for its complete list of ranges.

Card networks and card types in Japan

We count 13,915 card BINs for Japan — 5,012 with a known issuer, from 318 banks. JCB is the most common network (65% of the BINs), followed by Visa (13%). Credit ranges outnumber debit ranges 8,493 to 5,422. Visa ranges outnumber Mastercard 1.6 to 1. 564 ranges are prepaid or gift products and 857 are business, corporate or commercial cards.

Most common product levels: Standard (1,932), Personal (1,420), Classic (949), Business (638), Gold (569).

Payment testing notes for Japan

• Currency: JPY (Japanese yen). It has no minor unit, so amounts are whole numbers; most gateway APIs treat JPY as a zero-decimal currency (send 1000, not 100000).
• Card authentication: Under Japan's Credit Card Security Guidelines version 5.0 (Credit Transaction Security Council, 2024), all e-commerce merchants were expected to adopt EMV 3-D Secure (3DS 2.0) by the end of March 2025, with immediate adoption for merchants hit by heavy fraud. Source
• Card country: Checkouts that route domestic and international cards differently decide by the BIN country. A BIN from Japan tests the domestic route; any foreign BIN tests the cross-border one.
• Debit vs credit: Debit makes up just 39% of the ranges here, below 39 of the other 62 countries we cover. Card type matters for surcharges, installment plans and stored-card billing: test each.
• Billing details: postcodes in Japan are 7 digits written NNN-NNNN (e.g. 100-0001); phone numbers use +81 — 10-digit mobile number after +81, mobiles start with 60, 70, 80 or 90 (national trunk prefix 0, written 090-XXXX-XXXX locally). Generate Japan test addresses.

Paying online in Japan: local methods and gateways

Cards are only part of the picture. These payment methods are popular in Japan and usually sit next to the card form at checkout:

• Konbini (convenience-store payment) (cash voucher) — The customer gets a payment code and pays cash at FamilyMart, Lawson, Ministop or Seicomart (Stripe limits: 120 to 300,000 JPY). Source
• PayPay (wallet) — Japan's popular QR/mobile wallet; the shopper is redirected to the PayPay app to authorise, and there are no chargebacks. Source
• WebMoney (cash voucher) — Prepaid card/code supported by KOMOJU, with test numbers in its sandbox. Source

Payment gateways developers commonly integrate for Japan, with their official sandbox docs:

Card generators for other countries

• 🇨🇳 China
• 🇰🇷 South Korea
• 🇦🇺 Australia
• 🇭🇰 Hong Kong
• 🇸🇬 Singapore
• 🇹🇼 Taiwan
• 🇲🇾 Malaysia
• 🇮🇩 Indonesia

← Generators for other countries · Japan BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.