FakecreditcardAbout BIN 356239
BIN 356239 is listed as a JCB Gold credit card issued by United Overseas Bank, Ltd. in Hong Kong. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
United Overseas Bank, Ltd. has fewer than ten BINs in our data, so it has no bank page; 5 BINs starting with 356 belong to it.
Hong Kong has 1,721 BINs in the dataset; among the 1,311 that name an issuer, the main networks are Mastercard (35%), Visa (27%), American Express (16%), and 24% are debit. See the Hong Kong BIN list or the Hong Kong card generator.
JCB number format for BIN 356239
| Starts with | 356239 (the BIN). First digit 3: travel and entertainment |
|---|---|
| Length | 16 digits (up to 19) |
| Security code | 3-digit CAV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 3562 3971 2009 7732 |
A checkout that receives a number starting with 356239 should detect JCB, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 356239 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from United Overseas Bank, Ltd.
Frequently asked questions
Which bank issued BIN 356239?
BIN 356239 is registered to United Overseas Bank, Ltd. in Hong Kong. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 356239 a debit or a credit card BIN?
It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 356239 have?
JCB card numbers have 16 digits (up to 19), and the security code is a 3-digit CAV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 356239?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by United Overseas Bank, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.