Hong Kong Credit Card Generator

Real BINs from banks in Hong Kong

The generator above is preset with BIN 433203, a Visa credit range of BOC Credit Card (International), Ltd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.

Each row is a different bank: its most common Visa or Mastercard range, plus local-network BINs. All 1,309 BINs with a named issuer are in the Hong Kong BIN list.

Local card networks in Hong Kong

A checkout built for Visa and Mastercard often mislabels domestic cards. The schemes below are specific to Hong Kong and worth a test case each.

BIN counts for local networks in our dataset:

Card networks and card types in Hong Kong

Hong Kong has 1,721 BINs in the dataset; 1,309 name the issuing bank, spread over 124 issuers. The largest network is Mastercard with 27% of the ranges, followed by Maestro (24%). Credit ranges outnumber debit ranges 1,092 to 629. Visa and Mastercard hold a similar number of ranges. 67 ranges are prepaid or gift products and 377 are business, corporate or commercial cards.

Most common product levels: Standard (385), Platinum (156), Personal (113), Classic (104), Corporate (102).

Largest card issuers in Hong Kong

The 10 banks with the most BINs in the data, out of 124 named issuers. The three largest issuers — BOC Credit Card (International), Citibank (Hong Kong) and Cathay Pacific — hold 29% of the BINs with a named bank. Each bank with ten or more BINs has a page listing all of them.

Payment testing notes for Hong Kong

• Currency: HKD (Hong Kong dollar). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
• Card authentication: Hong Kong issuers authenticate online card payments with 3-D Secure (OTP or bank-app approval). HKMA circulars of 25 April 2023 require two-factor authentication in the bank's app before a card can be bound to a new payment service, and the updated e-banking guideline TM-E-1 (October 2024) requires 2FA for high-risk transactions. Source
• Card country: Checkouts that route domestic and international cards differently decide by the BIN country. A BIN from Hong Kong tests the domestic route; any foreign BIN tests the cross-border one.
• Debit vs credit: Only 37% of the BINs from Hong Kong are debit ranges — fewer than in 43 of the 62 other countries we cover. Use one debit and one credit BIN from Hong Kong if your fees or subscription logic depend on the card type.
• Billing details: phone numbers use +852 — 8-digit number with no area code or trunk prefix; mobiles mostly start with 5, 6 or 9 (some 4, 7 or 8).
• The Faster Payment System (FPS) is a common alternative to cards for local payments.

Paying online in Hong Kong: local methods and gateways

Cards are only part of the picture. These payment methods are popular in Hong Kong and usually sit next to the card form at checkout:

• FPS (Faster Payment System) (bank transfer) — HKMA's real-time payment system (launched September 2018) open to all banks and e-wallets, addressed by mobile number, email or FPS ID and payable by QR. Source
• Octopus (wallet) — Hong Kong's stored-value payment brand; online, shoppers are redirected to pay in the Octopus app (offered by PSPs such as Checkout.com since 2024). Source
• PPS (bank transfer) — EPS Company and HKT's bill-payment service, online since 1999, that debits a linked bank account. Source

Payment gateways developers commonly integrate for Hong Kong, with their official sandbox docs:

Card generators for other countries

• 🇨🇳 China
• 🇯🇵 Japan
• 🇰🇷 South Korea
• 🇦🇺 Australia
• 🇸🇬 Singapore
• 🇹🇼 Taiwan
• 🇲🇾 Malaysia
• 🇮🇩 Indonesia

← Generators for other countries · Hong Kong BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.