FakecreditcardReal BINs from banks in Hong Kong
The generator above is preset with BIN 433203, a Visa credit range of BOC Credit Card (International), Ltd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 433203 | BOC Credit Card (International), Ltd. | Visa | Credit · Platinum | Use |
| 514088 | Citibank (Hong Kong), Ltd. | Mastercard | Debit · Platinum | Use |
| 222929 | Triplink International Co.,limited | Mastercard | Credit · Corporate | Use |
| 532871 | Hongkong and Shanghai Banking Corp., Ltd. | Mastercard | Credit | Use |
| 400612 | Hang Seng Bank, Ltd. | Visa | Credit · Platinum | Use |
| 225062 | Sunrate Solutions, Ltd. | Mastercard | Credit · Corporate | Use |
| 517705 | Dah Sing Bank Ltd. | Mastercard | Credit · Titanium | Use |
| 540034 | Standard Chartered Bank (Hong Kong), Ltd. | Mastercard | Credit · Platinum | Use |
| 621016 | DBS Bank | UnionPay | Debit · Personal | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers, plus local-network BINs. All 1,311 BINs with a named issuer are in the Hong Kong BIN list.
Local card networks in Hong Kong
Besides the international networks, Hong Kong has its own card scheme. Local networks matter for testing because their numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly.
| Network | About | BINs | Share | Example BIN |
|---|---|---|---|---|
| UnionPay | the Chinese network, common on cards issued in Hong Kong | 178 | 10% | 621016 DBS Bank |
Card networks and card types in Hong Kong
Hong Kong has 1,721 BINs in the dataset; 1,311 name the issuing bank, spread over 128 issuers. The largest network is Mastercard with 27% of the ranges, followed by Maestro (24%). Credit ranges outnumber debit ranges 1,092 to 629. 67 ranges are prepaid or gift products and 377 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Mastercard | 458 | 27% | 69 | 389 |
| Maestro | 415 | 24% | 414 | 1 |
| Visa | 375 | 22% | 39 | 336 |
| American Express | 214 | 12% | 2 | 212 |
| UnionPay | 178 | 10% | 96 | 82 |
| Diners Club | 68 | 4% | 2 | 66 |
| JCB | 5 | less than 1% | 0 | 5 |
| Private label | 5 | less than 1% | 5 | 0 |
Most common product levels: Standard (385), Platinum (156), Personal (113), Classic (104), Corporate (102).
Largest card issuers in Hong Kong
The 10 banks with the most BINs in the data, out of 128 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| BOC Credit Card (International), Ltd. | 146 | Visa | 5% |
| Citibank (Hong Kong), Ltd. | 138 | Maestro | 80% |
| Cathay Pacific | 97 | American Express | 0% |
| Triplink International Co.,limited | 91 | Mastercard | 5% |
| The Hongkong and Shanghai Banking Corporation, Ltd. | 59 | Mastercard | 20% |
| Hang Seng Bank, Ltd. | 44 | Mastercard | 30% |
| Sunrate Solutions, Ltd. | 44 | Mastercard | 0% |
| AEII Hong Kong - Gstar Cons Revolve | 40 | American Express | 0% |
| Dah Sing Bank, Ltd. | 39 | Visa | 23% |
| AE - Hong Kong | 33 | American Express | 0% |
Payment testing notes for Hong Kong
- Currency: HKD (Hong Kong dollar). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: fraud rules often compare the BIN country (HK) with the shopper's IP address and billing address. Generate numbers with a BIN from Hong Kong to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 36% of the BINs from Hong Kong are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- The Faster Payment System (FPS) is a common alternative to cards for local payments.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Hong Kong, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Hong Kong BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Hong Kong credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Hong Kong — by default 433203 (BOC Credit Card (International), Ltd, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Hong Kong?
By BIN count in our data: Mastercard 27%, Maestro 24%, Visa 22%, American Express 12%. Local networks: UnionPay (178 BINs). Debit ranges make up 37% and credit ranges 63%.
Which BINs do Visa cards from Hong Kong start with?
Examples from different banks: 433203 (BOC Credit Card (International), Ltd.); 400612 (Hang Seng Bank, Ltd.). See the Hong Kong BIN list for every bank.
Which currency should I use to test payments from Hong Kong?
HKD (Hong Kong dollar). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.