FakecreditcardAbout BIN 370198
In our BIN data, 370198 is an American Express Personal debit card range that belongs to American Express US Consumer, registered in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Personal marks an entry-level consumer product.
With 3,957 BINs, American Express US Consumer ranks the second-largest among the 775 banks we list for the United States. The American Express US Consumer BIN list shows all of them with network, type and level.
Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.
American Express number format for BIN 370198
| Starts with | 370198 (the BIN). First digit 3: travel and entertainment |
|---|---|
| Length | 15 digits |
| Security code | 4-digit CID on the front |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 3701 980793 06886 |
A checkout that receives a number starting with 370198 should detect American Express, expect 15 digits and ask for a 4-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 370198 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from American Express US Consumer
All 3,957 BINs of American Express US Consumer →
Frequently asked questions
Which bank issued BIN 370198?
BIN 370198 is registered to American Express US Consumer in the United States. The dataset lists the website www.americanexpress.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 370198 a debit or a credit card BIN?
It is recorded as debit, product level Personal. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 370198 have?
American Express card numbers have 15 digits, and the security code is a 4-digit CID on the front. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 370198?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by American Express US Consumer, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.