FakecreditcardAbout BIN 370285
In our BIN data, 370285 is an American Express Personal credit card range that belongs to China Merchant Bank, registered in China. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Personal marks an entry-level consumer product.
China Merchant Bank has fewer than ten BINs in our data, so it has no bank page; 6 BINs starting with 370 belong to it.
Across China, the dataset counts 18,370 BINs; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.
American Express number format for BIN 370285
| Starts with | 370285 (the BIN). First digit 3: travel and entertainment |
|---|---|
| Length | 15 digits |
| Security code | 4-digit CID on the front |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 3702 854021 74246 |
A checkout that receives a number starting with 370285 should detect American Express, expect 15 digits and ask for a 4-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 370285 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from China Merchant Bank
Frequently asked questions
Which bank issued BIN 370285?
BIN 370285 is registered to China Merchant Bank in China. The dataset lists the website english.cmbchina.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 370285 a debit or a credit card BIN?
It is recorded as credit, product level Personal. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 370285 have?
American Express card numbers have 15 digits, and the security code is a 4-digit CID on the front. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 370285?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by China Merchant Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.