FakecreditcardAbout BIN 372234
BIN 372234 is listed as an American Express Personal credit card issued by American Express US Consumer in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Personal marks an entry-level consumer product.
American Express US Consumer has 3,957 BINs in the dataset, which makes it the second-largest of 775 banks with a BIN page in the United States. The American Express US Consumer BIN list shows all of them with network, type and level.
The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.
American Express number format for BIN 372234
| Starts with | 372234 (the BIN). First digit 3: travel and entertainment |
|---|---|
| Length | 15 digits |
| Security code | 4-digit CID on the front |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 3722 348267 35677 |
A checkout that receives a number starting with 372234 should detect American Express, expect 15 digits and ask for a 4-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 372234 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from American Express US Consumer
All 3,957 BINs of American Express US Consumer →
Frequently asked questions
Which bank issued BIN 372234?
BIN 372234 is registered to American Express US Consumer in the United States. The dataset lists the website www.americanexpress.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 372234 a debit or a credit card BIN?
It is recorded as credit, product level Personal. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 372234 have?
American Express card numbers have 15 digits, and the security code is a 4-digit CID on the front. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 372234?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by American Express US Consumer, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.