FakecreditcardAbout BIN 377144
BIN 377144 is listed as an American Express Personal credit card issued by Access Bank in Nigeria. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Personal marks an entry-level consumer product.
Access Bank has 69 BINs in the dataset, which makes it the largest of 18 banks with a BIN page in Nigeria. The Access Bank BIN list shows all of them with network, type and level.
Nigeria has 771 BINs in the dataset; among the 633 that name an issuer, the main networks are Visa (45%), Mastercard (35%), Verve (15%), and 76% are debit. See the Nigeria BIN list or the Nigeria card generator.
American Express number format for BIN 377144
| Starts with | 377144 (the BIN). First digit 3: travel and entertainment |
|---|---|
| Length | 15 digits |
| Security code | 4-digit CID on the front |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 3771 442802 20972 |
When you test with this BIN, check that your form shows the American Express logo, groups the 15 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 377144. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Access Bank
Frequently asked questions
Which bank issued BIN 377144?
BIN 377144 is registered to Access Bank in Nigeria. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 377144 a debit or a credit card BIN?
It is recorded as credit, product level Personal. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 377144 have?
American Express card numbers have 15 digits, and the security code is a 4-digit CID on the front. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 377144?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Access Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.