FakecreditcardAbout BIN 377862
BIN 377862 is listed as an American Express Personal Gold Charge credit card issued by Bank of New Zealand in New Zealand. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
Bank of New Zealand has 22 BINs in the dataset, which makes it 5th of 10 banks with a BIN page in New Zealand. The Bank of New Zealand BIN list shows all of them with network, type and level.
New Zealand has 509 BINs in the dataset; among the 409 that name an issuer, the main networks are Mastercard (25%), UATP (24%), Visa (24%), and 23% are debit. See the New Zealand BIN list.
American Express number format for BIN 377862
| Starts with | 377862 (the BIN). First digit 3: travel and entertainment |
|---|---|
| Length | 15 digits |
| Security code | 4-digit CID on the front |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 3778 622374 12638 |
When you test with this BIN, check that your form shows the American Express logo, groups the 15 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 377862. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Bank of New Zealand
All 22 BINs of Bank of New Zealand →
Frequently asked questions
Which bank issued BIN 377862?
BIN 377862 is registered to Bank of New Zealand in New Zealand. The dataset lists the website www.bnz.co.nz. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 377862 a debit or a credit card BIN?
It is recorded as credit, product level Personal Gold Charge. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 377862 have?
American Express card numbers have 15 digits, and the security code is a 4-digit CID on the front. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 377862?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Bank of New Zealand, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.