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BIN 402310 – Visa Credit Card from Cathay United Bank

Bank identification number 402310 belongs to a Visa Platinum credit card range of Cathay United Bank in Taiwan. Below: card format, test numbers and related BINs.

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402310Visa Credit
Network
Visa
Type
Credit
Level
Platinum
Issuer
Cathay United Bank
Country
Taiwan TW
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40231000–40231099
Issuer phone
+886800818001
Issuer website
www.cathaybk.com.tw

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 402310 Test data

NumberExpiryCVVCopy
4023 1005 6103 498706/2028416
4023 1049 1635 649109/2029096
4023 1095 8484 372003/2027652

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 402310

BIN 402310 is listed as a Visa Platinum credit card issued by Cathay United Bank in Taiwan. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.

Cathay United Bank has 43 BINs in the dataset, which makes it 7th of 31 banks with a BIN page in Taiwan. The Cathay United Bank BIN list shows all of them with network, type and level.

Taiwan has 1,262 BINs in the dataset; among the 1,167 that name an issuer, the main networks are Mastercard (38%), Visa (38%), JCB (10%), and 10% are debit. See the Taiwan BIN list or the Taiwan card generator.

Visa number format for BIN 402310

Starts with402310 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4023 1005 6103 4987

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 402310. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Cathay United Bank

All 43 BINs of Cathay United Bank →

Frequently asked questions

Which bank issued BIN 402310?

BIN 402310 is registered to Cathay United Bank in Taiwan. The dataset lists the website www.cathaybk.com.tw. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 402310 a debit or a credit card BIN?

It is recorded as credit, product level Platinum. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 402310 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 402310?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Cathay United Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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