FakecreditcardReal BINs from banks in Taiwan
The generator above is preset with BIN 515717, a Mastercard credit range of E. Sun Commercial Bank Co., Ltd. Click "Use" next to any other bank to switch; the BIN stays fixed while the rest of the Mastercard number is random, closed by a Luhn digit.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 515717 | E. Sun Commercial Bank Co., Ltd | Mastercard | Credit · Executive Business | Use |
| 519922 | Bank Sinopac | Mastercard | Credit · Executive Business | Use |
| 513619 | Far Eastern International Bank | Mastercard | Credit · Platinum | Use |
| 416205 | Taishin International Bank | Visa | Credit · Signature Business | Use |
| 517951 | Union Bank of Taiwan | Mastercard | Credit · Platinum | Use |
| 402555 | Cathay United Bank | Visa | Credit · Classic | Use |
| 414450 | Taiwan Shin Kong Commercial Bank | Visa | Credit · Platinum | Use |
| 515706 | First Commercial Bank | Mastercard | Credit · Executive Business | Use |
| 356052 | Taishin International Bank | JCB | Credit · Proprietary | Use |
The largest issuers in Taiwan, one typical Visa or Mastercard BIN each, plus local-network BINs. All 1,167 BINs with a named issuer are in the Taiwan BIN list.
Local card networks in Taiwan
A checkout built for Visa and Mastercard often mislabels domestic cards. The schemes below are specific to Taiwan and worth a test case each.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| Smart Pay (FISC chip debit card) Financial Information Service Co., Ltd. (FISC, 財金資訊) |
Visa/Mastercard BINs (co-badged) | – | Limited | Taiwan's domestic debit function on bank chip ATM cards: issuers turn on the purchase (消費扣款) function, and contactless payments up to NT$3,000 need no PIN. FISC also runs Taiwan Pay, which binds the same cards to a phone. No IIN range is published. No (bank chip ATM cards, 金融卡). Source |
BIN counts for local networks in our dataset:
| Network | About | BINs | Share | Example BIN |
|---|---|---|---|---|
| JCB | the Japanese network, widely issued in Taiwan | 145 | 11% | 356052 Taishin International Bank |
Card networks and card types in Taiwan
Our BIN data lists 1,262 BINs registered to Taiwan, 1,167 of them with a named issuer across 77 banks. The largest network is Visa with 37% of the ranges, followed by Mastercard (36%). Credit ranges outnumber debit ranges 1,115 to 147. Visa and Mastercard hold a similar number of ranges. 9 ranges are prepaid or gift products and 192 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 469 | 37% | 78 | 391 |
| Mastercard | 457 | 36% | 43 | 414 |
| JCB | 145 | 11% | 2 | 143 |
| UATP | 100 | 8% | 0 | 100 |
| Diners Club | 36 | 3% | 0 | 36 |
| American Express | 30 | 2% | 0 | 30 |
| Maestro | 23 | 2% | 23 | 0 |
| UnionPay | 1 | less than 1% | 1 | 0 |
Most common product levels: Platinum (141), Standard (140), Gold (136), Classic (107), UATP (100).
Largest card issuers in Taiwan
The 10 banks with the most BINs in the data, out of 77 named issuers. Eva Airways, E. Sun Commercial Bank and Bank Sinopac alone account for 19% of the named BINs in Taiwan. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Eva Airways Corporation | 100 | UATP | 0% |
| E. Sun Commercial Bank Co., Ltd. | 65 | Mastercard | 8% |
| Bank Sinopac | 57 | Mastercard | 16% |
| Far Eastern International Bank | 52 | Mastercard | 2% |
| Taishin International Bank | 50 | Visa | 16% |
| Union Bank of Taiwan | 49 | Mastercard | 4% |
| Cathay United Bank | 43 | Visa | 9% |
| Taiwan Shin Kong Commercial Bank | 41 | Visa | 5% |
| First Commercial Bank | 40 | Mastercard | 10% |
| CTBC Bank Co., Ltd. | 39 | Mastercard | 10% |
Payment testing notes for Taiwan
- Currency: TWD (New Taiwan dollar). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: Taiwanese issuers authenticate online card payments with 3-D Secure and an OTP, and the Financial Supervisory Commission stepped up anti-fraud measures on card authorisation in 2024. We found no FSC rule that makes 3DS mandatory for every merchant; some merchants, such as EVA Air from 2 March 2021, require it themselves. Source
- Card country: Checkouts that route domestic and international cards differently decide by the BIN country. A BIN from Taiwan tests the domestic route; any foreign BIN tests the cross-border one.
- Debit vs credit: At 12% debit ranges, Taiwan leans towards credit: 62 of the other 62 countries on this site have a higher debit share. If your checkout treats debit differently (fees, installments, recurring billing), test a BIN of each type from the table above.
- Billing details: postcodes in Taiwan are 3 digits, optionally extended to 3+2 or 3+3 (6-digit codes since 3 March 2020) (e.g. 100); phone numbers use +886 — 9-digit mobile number after +886, mobiles start with 9 (written 09XX-XXX-XXX locally, national trunk prefix 0).
Paying online in Taiwan: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Taiwan and usually sit next to the card form at checkout:
- LINE Pay (wallet) — Mobile wallet used in Taiwan for QR and in-app payments, P2P transfers and bills. Source
- JKOPAY (街口支付) (wallet) — Taiwanese QR-code wallet for quick contactless checkout. Source
- Taiwan Pay (台灣Pay) (QR) — FISC's national mobile payment brand that binds bank debit (ATM) cards and debits the account directly; also supports transfers, bills and taxes. Source
Payment gateways developers commonly integrate for Taiwan, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| ECPay (綠界科技) | Taiwanese payment aggregator for cards, instalments and local methods; its staging environment (payment-stage.ecpay.com.tw) accepts ECPay's published test card numbers. | Official docs |
Card generators for other countries
← Generators for other countries · Taiwan BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Taiwan credit card number for testing?
Yes. Pick a bank from Taiwan (the default is E. Sun Commercial Bank Co., Ltd, BIN 515717) and the tool builds Luhn-valid numbers on that prefix, with expiry and CVV. Nothing is attached to them, so any real charge is declined.
Which card networks are most common in Taiwan?
By BIN count in our data: Visa 37%, Mastercard 36%, JCB 11%, UATP 8%. Local networks: JCB (145 BINs). Debit ranges make up 12% and credit ranges 88%.
Which BINs do Visa cards from Taiwan start with?
Examples from different banks: 416205 (Taishin International Bank); 402555 (Cathay United Bank); 414450 (Taiwan Shin Kong Commercial Bank). See the Taiwan BIN list for every bank.
Which currency should I use to test payments from Taiwan?
TWD (New Taiwan dollar). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Also test a foreign-currency charge on a Taiwan BIN: the issuer converts it, which some checkouts display differently.
Can I use a generated Taiwan card number to buy something?
No. The first six digits are real Taiwan bank prefixes, the rest is random, so the number belongs to nobody and every live payment fails. For real online payments in Taiwan, ask your bank for a virtual card or a wallet such as LINE Pay and JKOPAY (街口支付). Testing a checkout? Use your gateway’s sandbox test cards.
Which payment methods should a checkout for Taiwan offer next to cards?
LINE Pay: Mobile wallet used in Taiwan for QR and in-app payments, P2P transfers and bills. JKOPAY (街口支付): Taiwanese QR-code wallet for quick contactless checkout. Taiwan Pay (台灣Pay): FISC's national mobile payment brand that binds bank debit (ATM) cards and debits the account directly; also supports transfers, bills and taxes.