FakecreditcardAbout BIN 403686
In our BIN data, 403686 is a Visa Classic credit card range that belongs to Kien Long Commercial Joint Stock Bank, registered in Vietnam. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.
Kien Long Commercial Joint Stock Bank has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 403 belong to it.
Across Vietnam, the dataset counts 782 BINs; among the 743 that name an issuer, the main networks are Visa (50%), Mastercard (30%), Private label (9%), and 46% are debit. See the Vietnam BIN list or the Vietnam card generator.
Visa number format for BIN 403686
| Starts with | 403686 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4036 8681 1935 1310 |
A checkout that receives a number starting with 403686 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 403686 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Kien Long Commercial Joint Stock Bank
Frequently asked questions
Which bank issued BIN 403686?
BIN 403686 is registered to Kien Long Commercial Joint Stock Bank in Vietnam. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 403686 a debit or a credit card BIN?
It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 403686 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 403686?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Kien Long Commercial Joint Stock Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.