Vietnam Credit Card Generator

Real BINs from banks in Vietnam

The generator above is preset with BIN 520399, a Mastercard credit range of Vietnam Prosperity Joint Stock Commercial Bank. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.

The largest issuers in Vietnam, one typical Visa or Mastercard BIN each. All 743 BINs with a named issuer are in the Vietnam BIN list.

Local card networks in Vietnam

Besides the international networks, Vietnam has its own card scheme. Its numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly, so test them on purpose.

Largest card issuers in Vietnam

The 10 banks with the most BINs in the data, out of 142 named issuers. Concentration is low: the top three issuers (Vietnam Prosperity Joint Stock Commercial Bank, Saigon Thuong Tin Commercial Joint Stock Bank and Asia Commercial Bank) hold 14% of the named BINs. Click a bank to see every BIN it has in Vietnam.

Card networks and card types in Vietnam

Vietnam has 782 BINs in the dataset; 743 name the issuing bank, spread over 142 issuers. The largest network is Visa with 49% of the ranges, followed by Mastercard (29%). Credit ranges outnumber debit ranges 426 to 356. Visa ranges outnumber Mastercard 1.7 to 1. 59 ranges are prepaid or gift products and 82 are business, corporate or commercial cards.

Most common product levels: Classic (126), Platinum (108), Gold (103), Standard (100), ATM Card (52).

Payment testing notes for Vietnam

• Currency: VND (Vietnamese dong). It has no minor unit, so amounts are whole numbers; most gateway APIs treat VND as a zero-decimal currency (send 1000, not 100000).
• Card authentication: State Bank of Vietnam Circular 50/2024/TT-NHNN (in force 1 January 2025) sets risk-based authentication for online payments: PIN/password for small amounts, and OTP, biometric matching or e-signature for larger ones. Circular 18/2024 also requires biometric checks against the chip citizen ID when cards are issued. Source
• Card country: Fraud rules often compare the BIN country (VN) with the shopper's IP address and billing address. Use a BIN from Vietnam for the domestic path and a foreign BIN for cross-border rules.
• Debit vs credit: 46% of the BINs from Vietnam are debit ranges — a higher share than in 34 of the 62 other countries we cover. Use one debit and one credit BIN from Vietnam if your fees or subscription logic depend on the card type.
• Billing details: postcodes in Vietnam are 5 digits (the first two show the province) (e.g. 10000); phone numbers use +84 — 9-digit mobile number after +84, mobiles start with 3, 5, 7, 8 or 9 (national trunk prefix 0).
• NAPAS is the national switch that connects Vietnamese domestic cards.

Paying online in Vietnam: local methods and gateways

Cards are only part of the picture. These payment methods are popular in Vietnam and usually sit next to the card form at checkout:

• MoMo (wallet) — Vietnamese e-wallet; the app can also scan any VietQR/bank QR to pay or transfer. Source
• VietQR / NAPAS 247 (QR) — NAPAS's QR brand (launched 15 June 2021 with 14 banks) for instant NAPAS 247 transfers from any member bank's app. Source
• ZaloPay (wallet) — Wallet tied to the Zalo messaging app; its sandbox accepts Napas (9704) ATM test cards. Source

Payment gateways developers commonly integrate for Vietnam, with their official sandbox docs:

Card generators for other countries

• 🇨🇳 China
• 🇯🇵 Japan
• 🇰🇷 South Korea
• 🇦🇺 Australia
• 🇭🇰 Hong Kong
• 🇸🇬 Singapore
• 🇹🇼 Taiwan
• 🇲🇾 Malaysia

← Generators for other countries · Vietnam BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.